Credit Analyst 1 Job at Citi (Boca del Rio)

Wholesale Credit Risk Analyst

The Credit Risk Analyst II is a developing professional role. Applies specialty ...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-3 years of experience in credit risk analysis or corporate banking
Experience in financial analysis, accounting and valuation
Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
Consistently demonstrate clear and concise written and verbal communication
Proven ability to work with little direction and in a team
Demonstrated accountability, self-motivation and business acumen

Job Responsibility

Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
Assist with portfolio review preparation and conducting stress tests
Build working relationships with various teams across the bank, including deal, coverage and product teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Wholesale Credit Risk Analyst

The Credit Risk Analyst II is a developing professional role that applies specia...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-3 years of experience in credit risk analysis or corporate banking
experience in financial analysis, accounting and valuation
knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
consistently demonstrate clear and concise written and verbal communication
proven ability to work with little direction and in a team
demonstrated accountability, self-motivation and business acumen

Job Responsibility

conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
assist with portfolio review preparation and conducting stress tests
build working relationships with various teams across the bank, including deal, coverage and product teams
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

extensive on-the-job training
exposure to senior leaders
volunteering opportunities
work-life balance

Fulltime

Wholesale Credit Risk Analyst

The Underwriter analyst mandate is to deliver best-in-class credit risk analysis...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-3 years relevant experience
Fundamental analytical skills including understanding of key financial components (liquidity position, leverage profile)
Basic knowledge of financial statements and GAAP accounting or similar governance
Basic understanding of Credit Policy and procedures
Basic industry research capabilities
Microsoft Office (Word, Excel, and PowerPoint) skills
BA/BSc or higher degree in Business (MBA) or any other related subject

Job Responsibility

Assess credit and financial strength of Citi's counterparts
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings
Continuous monitoring of covered portfolio including industry trends
Partnership with regional and industry stakeholders
Support ICG Risk Analysis Voice of the Employee initiatives
Travel (less than 10%)

What we offer

Extensive on-the-job training
Exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities

Fulltime

Credit Portfolio Analyst - Investment Risk

The Credit Portfolio Risk Analyst role is within the Wealth Lending Risk Managem...

Location

Singapore , Singapore

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-3 years of experience in consumer risk analytics and managing regulatory projects from credit risk perspective
Experience in managing data, rule-based automation and managing the end-to-end data life cycle
Knowledge and prior experience in investment products (Bond, Stocks, Funds etc.), trading products, wealth management, systems and key processes would be an added advantage
Ability to apply credit and risk principles toward business goals
Consistently demonstrate clear and concise written and verbal communication
Ability to remain organized in a fast-paced environment, managing multiple projects
Strong self-starter, pro-active and team player
Good attitude, willingness to learn and possessing high integrity
Bachelor's degree/University degree or equivalent experience

Job Responsibility

Lead technology upgrades & enhance automation of existing processes related to MSBF & IPF
Lead the Credit Decision Engine (CDE) project and manage the end-to-end automation of Facility Opening including digitization and setting up of a rule based Straight Through Process
Support system implementation and process enhancements with respect to data across multiple products and retail formats for global & local reporting
Interpret MIS and continuously upgrade on the same through automation
Conduct Mark to market process, issue margin calls to RMs and follow up on timely resolution as a backup
Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
Establish cross-functional partnerships and networks to support the cross-functional business initiatives
Appropriately assess risk when business decisions are made

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Opportunity to give back and make a positive impact through volunteerism
Resources to meet unique needs
Empowerment to make healthy decisions
Support for managing financial well-being and planning for future

Fulltime

Credit Risk Analyst

Citi continues to enhance its business control and governance framework by build...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Candidate should have 1-2 years of credit or related experience
Good knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.)
University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus
English reading and speaking
Knowledge of other languages is beneficial
Strong analytical skills and ability to decompose transactions into the core risks
Good quantitative skills a must
Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk

Job Responsibility

Review and complete CEP Credit Approval Memo packages
Analyze and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval
Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals
Provide credit input to standardize credit-related documents and reporting for the CEP portfolio
Provide ad hoc project support to regional and global Risk management projects
Ensure CEP Credit Risk MCA and Controls are effective

What we offer

Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support colleagues’ in managing work - life balance
Continuous career progression opportunities across geographies and business lines
Inclusive and friendly corporate culture
Socially active employee communities with diverse networking opportunities
Competitive compensation package with a wide range of benefits:
Cafeteria Program
Home Office Allowance - for colleagues working in hybrid and remote work models
Paid Parental Leave Program - maternity leave and paternity leave
Private Medical Care Program and onsite medical rooms at our offices

Fulltime

Credit Portfolio Analyst

Citi is seeking an experienced and motivated professional to join its Risk Manag...

Location

United Arab Emirates , Dubai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-2 years of relevant experience in analytics, financial analysis, or a related quantitative field
Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
Strong English written and verbal communication skills
Excellent time management, organizational, and analytical abilities
Experience with SAS and other analytical programs (Python, R) is a plus

Job Responsibility

Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across Citi’s retail portfolios
Analyse credit risks by utilizing reports, scorecards, risk systems, and expert judgment
Provide support for loss forecasting, stress testing and management reporting
Evaluate moderately complex and variable credit issues with significant business impact
Support the preparation of Credit Portfolio Scorecards and trend analysis reports
Prepare internal presentations for management and regulatory stakeholders

What we offer

Competitive base salary (annually reviewed)
Hybrid working model (up to 2 days working at home per week)
Additional benefits supporting you and your family to be well, live well, and save well

Fulltime

Credit Analyst 1

The Credit Analyst 1 is a developing professional role. Applies specialty area k...

Location

Mexico , Ciudad De Mexico

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

0-2 years prior experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Bachelor’s/University degree or equivalent experience

Job Responsibility

Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
Additional responsibilities may include being a specialist for a designated industry and the effective interaction with Credit Officers and Relationship Managers while providing assistance regarding the analysis of the applications
Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines (focus on more complex financial statements (i.e. Not-For-Profit))
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting

Fulltime

Credit Risk Analyst - Underwriting

The Credit Analyst 1 is a developing professional role. Applies specialty area k...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-3 years prior experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Bachelor’s/University degree or equivalent experience

Job Responsibility

Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
May act as an industry specialist with responsibility for Public Sector and Corporate loan analysis

What we offer

Access to telehealth options, health advocates, confidential counseling
Paid Parental Leave Policy
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

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Credit Analyst 1

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