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Credit Analyst – Securitization - Officer

https://www.citi.com/ Logo

Citi

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Location:
India , Mumbai

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Credit Risk Analyst position will hold a role within the Real Estate & Structured Credit Underwriting (RESCU) team administering portfolio of asset securitization transactions across the CLO class (including BSL, MML, etc). This role will provide unique opportunities for mastering in-depth collateral and deal analysis.

Job Responsibility:

  • Ensure strong analysis of the assigned portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
  • Assist analysts and associates to perform periodic monitoring of the portfolio
  • Ensure maintenance of organized credit files for credit, regulatory and compliance purposes and ensuring compliance with WCR policies and processes
  • Analyse the credit risk by performing tasks that includes reviewing deal documents & legal documentation
  • Prepare credit approval memos analysing the risk associated with the collateral quality
  • Analyse periodic data & report for any discrepancy in the data
  • Collect, organize and analyse data from internal and external sources
  • Enhance efficiency through automation & technical skills
  • Maintain regular and open communication with internal as well as external team members on various tasks
  • Understand the domain and implement quick fix solutions to align the development activities with dynamic business needs
  • Stay abreast with the latest developments in the structured finance market and understand on their potential impact

Requirements:

  • 1-3 years of credit, portfolio management or product experience (preferably in structured finance/securitization) in a financial institution, rating agency, financial guarantor or asset management firm
  • Good analytical skills to filter, prioritize and validate potentially complex material from multiple sources
  • Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
  • Excellent organizational skills, prioritizing capabilities, attention to detail, and ability to complete assignments within required deadlines in a fast-paced environment
  • Pro-active disposition with ability to work autonomously and within a team
  • Creative thinker adept at taking an analytical approach to problem solving
  • Strong attention to detail for reviewing credit agreements / legal documents
  • Excellent oral and written communications skills
  • Strong Microsoft Office skills
  • Bachelor’s/University degree or equivalent experience

Nice to have:

Modelling experience is a plus

Additional Information:

Job Posted:
March 05, 2026

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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