Credit Analysis Unit Manager, HSBC

HSBC

Location:
Taiwan, Taipei

Category:
Banking

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

Manager, Credit Analysis Unit works closely with RMs to support their credit-related, pre-sanction credit tasks (aligned with CAU’s functional taxonomy). The role holder prepares credit proposals (including credit renewals, new money requests, new client onboard request, credit amendment request, credit memo), and helps on other credit-related matters and projects. Credit analysts ensure proposals’ quality, adhere to agreed CAU SLAs, and maintain collaborative working relationships with the Business, WMR and other connected parties. The role holder also provides RMs with credit risk support for application of credit policies and processes. Manager, CAU maintains a flexible working model ensuring new business transactions are prioritized to exploit revenue-generating activities.

Job Responsibility:

Deliver the highest quality credit analysis and credit-associated tasks for team portfolios in a timely manner, under direct or indirect oversight from CAU head and respective RM
Develop sound banking & industry knowledge and apply high standard credit principles to ensure robust market/industry risk analysis for each proposal
Share case experiences, best practice, credit knowledge and skills with the team as well as building up right culture and awareness on risk monitoring and control in our frontline
Maintain a flexible working model ensuring new business transactions are prioritized to exploit revenue generating activities
Work proactively and maintain collaborative relationship within CAU and with relevant stakeholders including CMB business teams and WMR, in order to further enhance both credit quality and work efficiency, particularly for complex facilities, challenging credits and urgent deals
Support credit related project and ad-hoc assignment to assist RM teams to make decisions and add value for CMB’s business initiative
Comply with HSBC internal control standards, stay alert and implement all Group Policies and external regulations
Post-lending monitoring: Help RM to conduct sufficient credit analysis and be alert to deteriorations of external conditions to safeguard the loan portfolio
Support the team/RMs in identifying and meeting customers’ needs in order to grow relationship-led revenues across the HSBC Group
Support regulatory and business management initiatives where Credit Analysis Unit-specific expertise is required

Requirements:

Educated to the university or above level
Banking experience required, with experience in a credit risk discipline strongly preferred
Excellent communication, analytic and problem-solving skills
Strong organizational, time management and prioritization skills to meet deadlines
Mature and professional manner in shaping credit decisions
Excellent team player with good communication and interpersonal skills
Be change oriented and able to cope with pressure and tight deadlines
Good knowledge of banking products and regulatory policies preferred
Able to understand and consolidate diverse and complex business information and identify / mitigate risk issues
Ability to prioritize competing demands
Corporate lending experience preferred with good credit and financial analytical skills
Fluent written and spoken English
Proficient in the use of MS Office tools, e.g. Excel
Strong understanding of HSBC Group credit policies and systems (for internal candidates)

Nice to have:

Good knowledge of banking products and regulatory policies preferred
Corporate lending experience preferred with good credit and financial analytical skills

Additional Information:

Job Posted:
July 25, 2025

Expiration:
August 24, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Analysis Unit Manager