Credit Analysis Unit Manager/Officer, HSBC

HSBC

Location:
Taiwan, Taipei

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

HSBC Commercial Banking serves millions of middle-market enterprises and large corporates, providing commercial customers with a full range of banking services including multi-currency business accounts, payments and cash management, wealth management and insurance, and global trade and receivables finance, as well as a comprehensive range of financing solutions. With dedicated Relationship Managers and Business Specialists providing local support and advice in over 60 countries and territories, HSBC helps customers make the most of opportunities for their businesses.

Job Responsibility:

Deliver the highest quality credit analysis and credit-associated tasks for team portfolios in a timely manner
Develop sound banking & industry knowledge and apply high standard credit principles to ensure robust market/industry risk analysis for each proposal
Share case experiences, best practice, credit knowledge and skills with the team as well as building up right culture and awareness on risk monitoring and control in our frontline
Maintain a flexible working model ensuring new business transactions are prioritized to exploit revenue generating activities
Work proactively and maintain collaborative relationship within CAU and with relevant stakeholders including CMB business teams and WMR, in order to further enhance both credit quality and work efficiency, particularly for complex facilities, challenging credits and urgent deals
Support credit related project and ad-hoc assignment to assist RM teams to make decisions and add value for CMB’s business initiative
Comply with HSBC internal control standards, stay alert and implement all Group Policies and external regulations
Post-lending monitoring: Help RM to conduct sufficient credit analysis and be alert to deteriorations of external conditions to safeguard the loan portfolio
Support the team/RMs in identifying and meeting customers’ needs in order to grow relationship-led revenues across the HSBC Group
Support regulatory and business management initiatives where Credit Analysis Unit-specific expertise is required

Requirements:

Educated to the university or above level
Banking experience required, with experience a credit risk discipline strongly preferred
Excellent communication, analytic and problem-solving skills
Strong organizational, time management and prioritization skills to meet deadlines
Mature and professional manner in shaping credit decisions
Excellent team player with good communication and interpersonal skills
Be change oriented and able to cope with pressure and tight deadlines
Good knowledge of banking products and regulatory policies preferred
Able to understand and consolidate diverse and complex business information and identify / mitigate risk issues
Ability to prioritize competing demands
Corporate lending experience preferred with good credit and financial analytical skills
Fluent written and spoken English
Proficient in the use of MS Office tools, e.g. Excel
Strong understanding of HSBC Group credit policies and systems (for internal candidates)

Additional Information:

Job Posted:
April 26, 2025

Expiration:
May 31, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Credit Analysis Unit Manager/Officer

HSBC

Location:Taiwan, Taipei

Category:Banking

Contract Type:Not provided