Credit Analysis Manager Job at Barclays (Noida)

Avp Credit Analysis Manager

Join us as an "AVP - Credit Analysis Manager" at Barclays, where you'll spearhea...

Location

India , Noida

Salary:

Not provided

Barclays

Expiration Date

Until further notice

Requirements

CA or MBA - Finance (CFA/FRM added advantage)
Prior experience in corporate credit analysis in any Indian nationalised and private banks or foreign bank (Rating Agency added advantages)
Ability to generate insights from data and information, assess the risk impact and recommend action
Understanding of financial statements to enable appropriate interpretation of results
Deep understanding of Corporate Banking products, Opportunity Assessment and Deal Structuring
Familiarity with MS Office and AI tools
Conceptual thinking – find innovative ways to solve analytical problems
Ability to deliver accurate results within tight deadlines
Team work – Commitment and ability to work with cross-functional teams
Strong interpersonal skills

Job Responsibility

Assess a customer’s business and/or transaction structure through the analysis of business, transactional, market and credit risks associated with the provision of the Bank’s products and services to the customer
Provision of information on a customer’s business via research, using various sources e.g. trade journals / brokers reports / Internet / Bloomberg and rating agencies
Deliver professional advice on risk management matters, industry and product sets, competitor activity and the timely involvement of external specialists
Develop highly thought-out, top-quality credit analysis and solutions, with the view to obtaining credit approval from Credit Sanctioners/Credit Committees
The preparation of credit proposals for recommendation and presentation directly to the Sanctioner and/or Committee on behalf of the Relationship Point
Creation/verification of customer grading and severity, ensuring the optimal use of financial modelling and grading tools
Responsible for the first-class analysis of financial information produced by customers
Responsible for the full & accurate delivery of Post sanction documentation
Partner closely with the Risk Sanctioning Unit and Relationship team on new credit applications, providing early guidance on credit appetite and proactively engaging credit sanctioners to help shape bespoke customer and risk solutions
First class delivery of service in line with agreed service level agreements/customer set deadlines

What we offer

Wellness rooms
Gyms
Mental health support
Welcoming and inclusive culture
Collaborative Areas
Socialising and sports
Community events and volunteering
Modern workspaces
State-of-the-art meeting rooms
On-site cafeterias

Fulltime

Lihc Credit Analysis Manager

Location

United States , Chicago

Salary:

110000.00 - 130000.00 USD / Year

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor's degree in business, accounting, economics, mathematics, or finance
CPA or Master's degree preferred
Strong analytical skills and proficiency in Excel
Ability to manipulate, design, and troubleshoot complex Excel underwriting spreadsheets
At least 4 years' experience in underwriting, structuring real estate projects and credit analysis
Specific knowledge of tax issues affecting limited partnerships and Section 42 projects highly preferred
Ability to multi-task on numerous projects and tasks at the same time
Ability to communicate and work effectively in a team setting
Experience with credit analysis, debt structuring, and partnership modeling

Job Responsibility

Responsible for initial credit review of projections for new project bids, as assigned, to ensure accurate inputs and outputs in the excel model
Utilize the bid review system to request additional information and clarification during the bid review process
Responsible for reviewing and troubleshooting all aspects of the projections for assigned projections throughout the project life cycle, including during bid review, underwriting and investor review
Responsible for timely review and comment on projections in conjunction with the preparation of the Investment Proposal, and preclosing for assigned projects
Recommend changes, if applicable, that may enhance yield or address structuring issues
Manage investor and credit requests for stress analyses for multi-fund closings and Investment Proposal packages
Conduct closing audit of each assigned project as part of the closing to ensure projections accurately reflect technical and business terms
Work with the Lower Tier change team to update models and track requested changes
Manage LT change requests, as assigned
Assist other departments, including Fund Accounting and Investor Relations, in evaluating and modeling any unique requirements for assigned projects

What we offer

medical
vision
dental
life
disability insurance

Fulltime

Lih credit analysis manager

Location

United States , Chicago

Salary:

110000.00 - 130000.00 USD / Year

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor’s degree in business, accounting, economics, mathematics, or finance
Strong analytical skills and proficiency in Excel
Ability to manipulate, design, and troubleshoot complex Excel underwriting spreadsheets
At least 4 years’ experience in underwriting, structuring real estate projects and credit analysis
Specific knowledge of tax issues affecting limited partnerships and Section 42 projects highly preferred
Ability to multi-task on numerous projects and tasks at the same time
Ability to communicate and work effectively in a team setting
Experience with credit analysis, debt structuring, and partnership modeling

Job Responsibility

Responsible for initial credit review of projections for new project bids
Utilize the bid review system to request additional information and clarification during the bid review process
Responsible for reviewing and troubleshooting all aspects of the projections for assigned projections throughout the project life cycle
Responsible for timely review and comment on projections in conjunction with the preparation of the Investment Proposal, and preclosing for assigned projects
Recommend changes, if applicable, that may enhance yield or address structuring issues
Manage investor and credit requests for stress analyses for multi-fund closings and Investment Proposal packages
Conduct closing audit of each assigned project as part of the closing to ensure projections accurately reflect technical and business terms
Work with the Lower Tier change team to update models and track requested changes
Manage LT change requests, as assigned
Assist other departments, including Fund Accounting and Investor Relations, in evaluating and modeling any unique requirements for assigned projects

What we offer

medical, vision, dental, life, and disability insurance
bonus

Fulltime

Senior Finance Manager- Credit Risk

The Treasury Credit Risk team is looking for a Senior Finance Manager, Credit Ri...

Location

United States , Redmond

Salary:

97600.00 - 188400.00 USD / Year

Microsoft Corporation

Expiration Date

Until further notice

Requirements

Master's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 2+ years experience in financial analysis, accounting, controllership or finance, or related field OR Bachelor's Degree in Business Administration, Accounting, Finance, Economics, Data Science or related field AND 4+ years experience in financial analysis, accounting, controllership or finance, or related field OR equivalent experience.

Job Responsibility

Leverage technology in managing credit risk, performing analysis, building risk models and credit solutions for capacity restraint situations
Develop and leverage relationships with key stakeholders to enable customer focused financing solutions that mitigate Microsoft’s business risk
Provide business leader support and actionable insights during financial close periods
Responsible for approving transactions like Collectability Reserve, Payment plans and restructuring, non-standard payment terms, etc.
Overall credit risk accountability of providing support, direction, and leadership for portfolio of trade AR and financing receivables
Understand customer credit capacity needs
drive and support customer satisfaction initiatives, address customer and stakeholder queries
Contributes to new and unconventional methods and approaches to data collection, analysis, interpretation, and financial models
Provides advice and direction in evaluating suitability and reliability of data, articulate limitations, and propose solutions on data management and operations
Partner with other Treasury teams including Payment Solution Desk, and Customer Advocacy to deliver customer focused solutions that drive deal velocity while mitigating Microsoft’s credit exposure

Fulltime

Credit Manager

Robert Half has a new direct-hire opportunity for a Credit Manager to lead the e...

Location

United States , Baltimore

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

5+ years of progressive experience in commercial credit, credit management, financial analysis, or a related discipline
Bachelor's Degree
Strong expertise in analyzing customer financial statements and determining credit risk and creditworthiness
Proven ability to interpret financial ratios, cash flow trends, liquidity metrics, leverage, profitability, and overall financial health
Experience establishing credit limits and managing customer credit portfolios
Knowledge of commercial lending principles, credit scoring methodologies, and risk assessment techniques
Strong understanding of accounts receivable and collection practices
Advanced proficiency in Microsoft Excel and financial analysis tools
Excellent analytical, problem-solving, and decision-making skills
Strong written and verbal communication skills with the ability to present complex financial information clearly

Job Responsibility

Analyze and evaluate customer financial statements, including balance sheets, income statements, cash flow statements, and supporting schedules to assess financial strength and credit risk
Review credit applications and establish appropriate credit limits and payment terms based on financial analysis, industry trends, and risk exposure
Conduct comprehensive credit investigations utilizing financial reports, credit bureau data, trade references, banking references, and other relevant sources
Monitor customer accounts and financial performance to identify deteriorating credit conditions, emerging risks, and potential collection concerns
Recommend credit approvals, modifications, holds, or declines based on established credit policies and sound business judgment
Partner with Sales, Finance, and Executive Leadership to support customer growth opportunities while maintaining acceptable risk levels
Develop and maintain customer risk ratings and credit review processes
Prepare and present credit recommendations and risk assessments to management
Manage accounts receivable exposure and support collection efforts on high-risk or delinquent accounts
Ensure compliance with company credit policies, internal controls, and regulatory requirements

What we offer

full-benefits
medical
vision
dental
life and disability insurance
401(k) plan

Fulltime

Finance Sr. Manager - Credit Card and Consumer Lending

The Consumer Credit Card Finance organization serves as a trusted advisor for th...

Location

United States , Newark, Delaware; Johnston, Rhode Island; Iselin, New Jersey; Philadelphia, Pennsylvania

Salary:

129000.00 - 169000.00 USD / Year

Citizens Bank

Expiration Date

Until further notice

Requirements

Experience in finance
Credit Card (preferred) and/or Consumer Lending experience
Strong analytical skills and proficiency in financial modeling
Strong communication skills with a demonstrated ability to work effectively with internal colleagues and partners
Proven track record of strategic thinking and problem-solving
Demonstrated ability to think deeply and understand the big picture
Experience operating in a dynamic, fast-paced, professional environment
Must have the ability to prioritize tasks and responsibilities needing to be accomplished, work independently, and organize resources in order to achieve desired results
Strong financial analysis foundation creating projections and models
Detail oriented, diligent, with strong organizational and analytical skills

Job Responsibility

Oversee budgeting, forecasting, and financial analysis for the credit card division
Manage and monitor credit card financial performance metrics and KPIs
Collaborate with cross-functional teams to drive financial initiatives and support business growth
Provide insights and recommendations to senior management based on financial analysis
Analyze financial data, maintain, and create financial models to monitor and forecast Credit Card balances, net interest income and noninterest income
Examine industry trends and potential impacts from the interest rate environment, macroeconomic factors, and internal business changes
Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements
Present and discuss actuals and forecasts with business unit leaders
Support ad hoc analysis and business plans to justify and promote growth initiatives
Providing tactical balance sheet support for the division: Manage and enhance the budget, forecast, and strategic plan process for Credit Card balance sheet and net interest income activity

What we offer

Competitive pay
Comprehensive medical, dental and vision coverage
Retirement benefits
Maternity/paternity leave
Flexible work arrangements
Education reimbursement
Wellness programs
Annual discretionary bonus

Fulltime

Accounts Receivable & Credit Manager

Our client is looking for an Accounts Receivable & Credit Manager to lead credit...

Location

United States , Rutherfordton

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Accounting, Finance, Business Administration, or a related discipline, or equivalent relevant experience
At least 5 years of progressive experience in accounts receivable, credit management, or commercial collections
Strong working knowledge of receivables operations, credit evaluation, collections practices, and core accounting principles
Proven ability to manage cash application, dispute resolution, and collections activities with minimal supervision
Effective communication and negotiation skills for working with customers and internal business partners
Advanced Excel capabilities, including the use of pivot tables, lookups, and data analysis functions
Experience with ERP platforms and familiarity working in multi-entity or international business environments
Background supporting audits and operating within well-controlled financial processes

Job Responsibility

Direct daily cash posting activities and ensure customer payments are recorded accurately and without delay across all accepted payment methods
Oversee a portfolio of customer accounts, driving collection efforts on overdue invoices to improve payment performance and minimize delinquency
Analyze receivables aging data to spot collection trends, identify higher-risk accounts, and escalate issues when necessary
Evaluate customer credit exposure and recommend updates to credit limits based on payment history, account risk, and business needs
Work closely with sales, customer service, and operations teams to resolve invoicing discrepancies, deduction issues, and unapplied receipts
Act as the lead resource for complex collection matters, credit concerns, and account-related escalations
Maintain customer account records and verify that credit files and supporting documentation remain accurate, complete, and compliant
Support month-end close by preparing account reconciliations, reserve calculations, and related receivables reporting schedules
Assist with audit requests by providing process documentation, control support, and explanations related to accounts receivable activities
Advance continuous improvement efforts by introducing automation and AI-enabled tools that increase accuracy, efficiency, and cash collection results

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Assistant Credit Manager

Location

United States , Houston

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Accounting, Finance, or a related field strongly preferred
Minimum of 3+ years of relevant experience required, including credit and collections management experience within a large public and/or global organization, with a demonstrated history of increasing responsibility, accountability, and leadership
Strong experience with summary, consignment, and ERS invoicing, with an emphasis on supply chain customer payment processes
3–5 years of experience with electronic billing platforms such as ADP, Oildex, and EDI
Advanced Excel skills, including VLOOKUPs, pivot tables, and Power Query
Advanced analytical and risk assessment capabilities, including strong financial statement analysis skills
Ability to manage multiple projects while exercising sound business judgment
Critical thinker with a strong ability to perform root cause analysis
Advanced knowledge of credit assessment tools such as D&B, Get Paid, High Radius, and Experian
Excellent verbal and written communication skills with the ability to work effectively across all levels of the organization

Job Responsibility

Monitor credit and accounts receivable performance, taking appropriate action to support timely collections and promote best practices
Track team performance against key metrics such as DSO, and provide analysis on fluctuations in metrics, portfolio aging, and accounts receivable balances
Identify collection issues and order validation exceptions requiring escalation, and proactively resolve concerns such as past-due balances, exceeded credit limits, and master data discrepancies by collaborating with customers, operations, and sales teams
Oversee customer credit lines, collections activity, and account balances to ensure adherence to established credit limits and payment terms while minimizing credit risk exposure
Support customer negotiations involving severely aged balances to maximize collections and reduce bad debt risk
Review and recommend bad debt write-off amounts for the allowance for doubtful accounts reserve
Extend credit to customers within the approved authority limits and approve credit inquiries
Identify the root causes of delinquency and lead action plans to drive end-to-end resolution
Communicate employee training needs and partner with the process lead to coordinate training plans
Act as the direct backup for other credit managers within the department

What we offer

Medical
Vision
Dental
Life and disability insurance
401(k) plan

Fulltime

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