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Cre Credit Products Portfolio Manager II

United States of America, Hicksville Employment contract 90975.75 - 136956.00 USD / Year · Job Posted May 05, 2026
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Job Description

The CRE Credit Products Portfolio Manager II plays a key role in structuring and underwriting complex commercial credit transactions while managing an assigned loan portfolio. This position is responsible for independently analyzing credit risk, negotiating loan terms, and providing strategic recommendations to relationship and credit teams. By proactively monitoring portfolio performance and identifying emerging risks, this role ensures sound credit decisions and long-term client success. The position also supports the professional development of junior team members by sharing expertise and best practices.

Job Responsibility

  • Lead underwriting efforts for complex loan requests, assessing creditworthiness and recommending risk-mitigating structures
  • Continuously monitor assigned portfolio to proactively identify credit risks, trends, and financial performance concerns
  • Partner with RMs in negotiations and client discussions, ensuring alignment between client needs and risk appetite
  • Collaborate with legal teams to review and negotiate credit agreements, ensuring compliance with bank policies and risk management frameworks
  • Provide guidance to junior credit professionals, enhancing team capabilities and fostering a strong credit culture
  • Identify and raise to leadership improvement areas in credit processes and procedures
  • Use independent judgement and discretion to make decisions regarding assigned portfolio
  • Analyze and resolve problems pertaining to the assigned portfolio
  • Perform special projects, and additional duties and responsibilities as required
  • Consistently adhere to regulatory and compliance policies and standards

Requirements

  • Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 10+ years of equivalent experience
  • 4+ Years in commercial credit analysis, underwriting, or portfolio management
  • Advanced financial modeling and risk assessment expertise
  • Strong negotiation skills and ability to collaborate with clients
  • Experience structuring complex loan transactions
  • Ability to analyze macroeconomic trends and their impact on credit risk

What we offer

  • medical
  • dental
  • vision
  • life
  • disability insurance
  • comprehensive leave program

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