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Correspondent Associate Credit Analyst

https://www.citi.com/ Logo

Citi

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Location:
United States , Jacksonville

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Category:

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Contract Type:
Not provided

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Salary:

53600.00 - 74800.00 USD / Year

Job Description:

The Associate Credit Analyst position is a pivotal role, serving as the dedicated single point of contact for Correspondent Lending clients. The primary goal of the Associate Credit Analyst is assisting the Correspondent Lenders in clearing suspense conditions and identifying bottlenecks that would delay their pipelines from being purchased timely. This critical position significantly contributes to maintaining Citibank's commitment to superior credit quality, an outstanding customer experience, and operational excellence. It requires a highly detail-oriented individual with strong problem-solving abilities, exceptional communication skills, and a dedication to client advocacy in a fast-paced lending environment.

Job Responsibility:

  • Serve as a single point of contact for Correspondent Lenders, providing guidance and support throughout the suspense condition resolution process
  • Review and clear income, asset, and credit documentation submitted to address suspense conditions in accordance with both Agency and Non-Agency guidelines
  • Monitor, maintain, and manage a daily pipeline, ensuring adherence to service level agreements and timely completion of reviews
  • Review mortgage documentation from application through closing with comprehensive knowledge of the end-to-end origination process
  • Ensure compliance with regulatory requirements, including RESPA and TILA
  • Deliver exceptional customer service by working rebuttals, escalations and scenarios submitted by the Correspondent Lender
  • Support Account Executives by contributing to client-relationship strategies and maintaining strong working partnerships with Correspondent Lenders
  • Complete a pre-funding review to assist with purchasing loans
  • Maintain production and quality standards as defined by the business

Requirements:

  • Minimum 3 years of mortgage industry experience
  • Experience with FNMA and FHLMC underwriting requirements
  • Strong written and verbal communication skills
  • Ability to manage competing priorities in a fast-paced environment
  • High attention to detail and strong analytical skills
  • Bachelor’s/University degree or equivalent experience
What we offer:
  • medical, dental & vision coverage
  • 401(k)
  • life, accident, and disability insurance
  • wellness programs
  • paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
  • discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
March 26, 2026

Expiration:
April 01, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:

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