CrawlJobs Logo
Citi Logo Citi · Banking

Corporate Credit Underwriting – Assistant Vice President

India, Mumbai · Job Posted May 05, 2026
Apply Position
Job Link Share

Job Description

Underwriting is an integral part of the Institutional Credit Management (“ICM”) organization. The ICM-UW’s mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to ICG Risk and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending. Credit Risk Associates are responsible for a portfolio of Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

Job Responsibility

  • Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners
  • Reviewing and providing recommendation on the risk raking across this sector
  • Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)

Requirements

  • Demonstratable financial services experience, including 6-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Strong knowledge of Wholesale Credit Processes and organizational awareness including UW functions, covered portfolios, and processes
  • Sound understanding of policies and procedures with the ability to execute change seamlessly
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
  • Solid and thorough knowledge of Citi´s systems
  • Experience in preparing presentations for seniors
  • Full awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Assists colleagues in identifying stretch opportunities to elevate individual and team performance
  • Coach and mentor analysts to develop team strengths and improve weaknesses
  • Proven culture carrier
  • Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Bachelor’s/University degree or equivalent experience
Citi - All Job Offers

Looking for more opportunities?

Search for other job offers that match your skills and interests.

Suggested Tags: Frontend Developer Secretary Talent Manager Salesforce Administrator Data Analyst
Similar Jobs for

Corporate Credit Underwriting – Assistant Vice President

8 matching positions

Corporate Credit Underwriting - Assistant Vice President

The Credit Officer is a seasoned professional role. Applies in-depth disciplinar...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstratable financial services experience, including 6-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Strong knowledge of Wholesale Credit Processes and organizational awareness including UW functions, covered portfolios, and processes
  • Sound understanding of policies and procedures with the ability to execute change seamlessly
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
  • Solid and thorough knowledge of Citi´s systems
  • Experience in preparing presentations for seniors
  • Full awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Assists colleagues in identifying stretch opportunities to elevate individual and team performance
  • Coach and mentor analysts to develop team strengths and improve weaknesses
  • Proven culture carrier
Job Responsibility
Job Responsibility
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
  • Reviewing and providing recommendation on the risk raking across this sector
  • Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
  • Fulltime
Read More
Arrow Right

Wholesale Credit Underwriting - Assistant Vice President

ICG Risk Analysis (IRAUs) is an integral part of the Institutional Credit Manage...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstratable financial services experience, including 6-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Strong knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes
  • Sound understanding of policies and procedures with the ability to execute change seamlessly
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks
  • Solid and thorough knowledge of Citi´s systems
  • Experience in preparing presentations for seniors
  • Full awareness and adherence to the control environment including Quality Assurance and Quality Control
  • Assists colleagues in identifying stretch opportunities to elevate individual and team performance
  • Coach and mentor analysts to develop team strengths and improve weaknesses
  • Proven culture carrier
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners
  • Reviewing and providing recommendation on the risk raking across this sector
  • Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
  • Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
  • Fulltime
Read More
Arrow Right

Wholesale Credit Underwriting – Asset Backed Lending – Assistant Vice President

The Global Leveraged Finance Underwriting Credit Team (“LFU”) within Institution...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6-9 years of credit analysis, origination, or relevant credit experience
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to form independent opinions on credit and recognize emerging risks
  • Team player with strong work ethic who also works well with others at all levels and can coach and mentor analysts
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Advanced knowledge of Microsoft Word, Excel, and PowerPoint
  • Three statements financial modeling experience
  • Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
  • Awareness and adherence to the control environment including Quality Assurance and Quality Control
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
  • Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
  • Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
  • Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval
  • (2) portfolio management and early problem recognition
  • (3) global leveraged lending related projects and strategic initiatives
  • Fulltime
Read More
Arrow Right

Corporate Credit Underwriter – Leveraged Finance – Assistant Vice President

The Global Leveraged Finance Underwriting Credit Team within Institutional Credi...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6-10 years of credit analysis, origination, or relevant credit experience
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
  • Team player with strong work ethic who also works well with others at all levels and can coach and mentor analysts
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Advanced knowledge of Microsoft Word, Excel, and PowerPoint
  • Three statements financial modeling experience
  • Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
  • Awareness and adherence to the control environment including Quality Assurance and Quality Control
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
  • Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
  • Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
  • Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval
  • (2) portfolio management and early problem recognition
  • (3) global leveraged lending related projects and strategic initiatives
  • Write Annual Reviews and Quarterly Reviews, and for supporting Leveraged Finance Underwriting Underwriters on transactions
  • Fulltime
Read More
Arrow Right

Corporate Credit Underwriter – Leveraged Finance – Assistant Vice President

The Global Leveraged Finance Underwriting Credit Team within Institutional Credi...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 6-10 years of credit analysis, origination, or relevant credit experience
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
  • Team player with strong work ethic who also works well with others at all levels and can coach and mentor analysts
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Advanced knowledge of Microsoft Word, Excel, and PowerPoint
  • Three statements financial modeling experience
  • Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
  • Awareness and adherence to the control environment including Quality Assurance and Quality Control
  • MBA or CFA or CA
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
  • Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
  • Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
  • Provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval
  • (2) portfolio management and early problem recognition
  • (3) global leveraged lending related projects and strategic initiatives
  • Write Annual Reviews and Quarterly Reviews
  • Support Leveraged Finance Underwriting Underwriters on transactions
  • Fulltime
Read More
Arrow Right

Credit Risk Senior Analyst - Assistant Vice President

Citi continues to enhance its business control and governance framework by build...
Location
Location
Brazil , São Paulo
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s/University degree or equivalent experience
  • Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.)
  • Advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
  • Solid understanding of Credit Policy and procedures
  • Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
  • Advanced experience with the internal Policies, Standards, Procedures, Templates and with financial modeling
  • Highly effective interpersonal skills
  • Solid organizational skills
  • Exceptional written and verbal communication skills
Job Responsibility
Job Responsibility
  • Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis
  • Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
  • Review and provide a recommendation on the risk rating across this sector
  • Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards
  • Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
  • Travel (less than 10%)
  • Fulltime
Read More
Arrow Right

Assistant Vice President, Commercial Banking Support Banker

Citi Commercial Bank offers its clients the convenience, a global banking networ...
Location
Location
Japan , Tokyo
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 5-8 years of experience
  • Previous banking experience
  • Working within Commercial/Corporate banking is desirable
  • Experience in a Client Relationship role or client facing role
  • Sales, presentation and communication skills
  • Analytical and credit skills
  • High level of self-motivation
  • Knowledge of general banking processes, general understanding of commercial banking solutions
  • Ability to build & develop strong client relationships
  • Effective collaboration skills with Senior Relationship Managers and Commercial Banking partners
Job Responsibility
Job Responsibility
  • Build relationships with Citi network and operational teams, becoming one of the key contacts for clients’ requests, internal requests/escalation and resolution
  • Support Senior Relationship manager in management of assigned portfolio of clients
  • Work closely with Senior Relationship Managers to ensure we provide a 'Client First' approach and help to deliver outstanding day to day banking & operational support to our Mid-Market clients
  • In cooperation with Senior Relationship Manager calls on clients and maximise ‘One Citi’ client experience, by proactively leveraging and sharing Citi’s market leading insights, global network and solutions
  • Monitor and support products’ implementation processes, clients on-boarding process and manage sales CRM platform
  • Liaise with Relationship Associate to ensure adherence to global KYC (Know Your Customer) standards during the onboarding process and, on an ongoing basis, ensuring the appropriate compliance deliverables are met
  • Develops and maintains strong ties with Commercial Banking teams across the globe, in particular CCB colleagues working across the same sector vertical, CCB colleagues supporting subsidiary businesses overseas (Commercial Subsidiaries Group)
  • Collaborate and work closely with various product teams (cash sales, trade finance, markets, corporate finance), Underwriting / Risk teams
  • Work with Senior Relationship Managers to analyse client relationships, risks & opportunities, assists with credit application write-up, financial spreading, deal structuring, returns calculation, documentation review & preparation
  • Administrate the credit relationship of clients, ensuring the proper application of policies and institutional processes
  • Fulltime
Read More
Arrow Right

Wholesale Credit Risk - In-Business Quality Assurance - Commercial & Sovereign, Vice President

Institutional Credit Management’s (“ICM”) objective is to provide an integrated ...
Location
Location
Hungary , Budapest
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Demonstrable strong assurance experience, including 8-10 years in corporate banking, credit risk management, internal audit, loan review or quality assurance review function at an investment or large commercial bank
  • Knowledge of Wholesale Credit Processes and organizational awareness, portfolios, and processes
  • Understanding of policies and procedures with the ability to execute change effectively and seamlessly
  • Strong grasp of the markets and lending wholesale credit risk covered process, to evaluate findings within the Quality Assurance process, determine materiality, and partnering with In-Business Credit Risk for ongoing improvement, problem detection and sustainable remediation
  • Strong background on core credit analysis for sovereigns, central banks, supranational, government related entities, corporates, and commercial entities to properly evaluate process and quality breaks within the quality assurance function
  • Ideally, credit risk Internal Audit, control assurance, credit officer/analyst or credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval
  • High awareness and adherence to the control environment including Quality Assurance
  • Strategic orientation to ensure the ICM organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
  • Assists colleagues in identifying stretch opportunities to elevate individual and team performance
  • Proven culture carrier
Job Responsibility
Job Responsibility
  • Support the Portfolio Leads of In-Business QA in implementation and ongoing delivery of a robust Quality Assurance function in accordance with the coverage universe
  • Provide effective credible challenge during QARs to Portfolio Leads and Underwriters, as regards to credit reviews and process adherence to ensure that weaknesses in such processes are identified and escalated as appropriate
  • Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
  • Under the supervision of the WCR QA Head - Commercial & Sovereign and QA Portfolio Leads, support execution of the following: Consistent and objective assessments during QARs, primarily covering underwriting activities for Commercial Banking and Sovereign
  • Subsequent follow-up on corrective actions that were raised during QARs
  • Assist in preparation of Quality Assurance Reports to WCR management that communicate and measure results and identify negative trends and potential solutions
  • Constant interaction with the respective Underwriting and 1LOD functions counterparts, to ensure that quality assurance protocols are adequate for all portfolios
  • Support in the establishment and execution of WCR In-Business QA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
  • Support the WCR QA Head - Commercial & Sovereign to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
  • Support the Head of In-Business QA – Wholesale Lending Credit Risk on internal projects and initiatives
What we offer
What we offer
  • Cafeteria Program
  • Home Office Allowance (for colleagues working in hybrid work models)
  • Paid Parental Leave Program (maternity and paternity leave)
  • Private Medical Care Program and onsite medical rooms at our offices
  • Pension Plan Contribution to voluntary pension fund
  • Group Life Insurance
  • Employee Assistance Program
  • Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
  • Flexible work arrangements to support you in managing work - life balance
  • Career progression opportunities across geographies and business lines
  • Fulltime
Read More
Arrow Right