Corporate Credit Underwriter Job at Citi (Mumbai)

Corporate Credit Underwriter

The Credit Risk Officer is a strategic professional who stays abreast of develop...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10-13 years relevant experience
Good analytical skills to filter, prioritize and validate complex material from multiple sources
Bachelor's/University degree, Master's degree preferred
Exercises wide degree of latitude and discretion
Requires basic commercial awareness

Job Responsibility

Assess quality of assigned portfolios including identification and evaluation of emerging risks
Assess effectiveness of credit risk processes and standards
Review and assess credit risk components of Risk Appetite framework
Provide autonomous assessment of accuracy of risk ratings and classifications
Assess business/risk staffing models
Ensure Corrective Action Plans are appropriate and monitored
Ensure Fundamental Credit Risk documents meet quality standards
Keep senior management informed of concerns and emerging risks
Demonstrate Quality Assurance activities as Subject Matter Expert
Assess risk when making business decisions

What we offer

Extensive on-the-job training
Exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Career growth opportunities

Fulltime

Credit Risk Underwriter

We are looking for a seasoned Credit Underwriter to join our team, focusing on s...

Location

Colombia , Bogotá

Salary:

Not provided

Jeeves

Expiration Date

Until further notice

Requirements

5+ years in credit underwriting, with experience in commercial credit risk in the Colombian market
Solid understanding of the Colombian regulatory landscape (e.g., SARLAFT) and legal frameworks regarding commercial lending, guarantees, and collateral enforcement
Expertise working with local credit bureaus (e.g., DataCrédito, TransUnion) and interpreting local tax/legal documents (Rut, Cámara de Comercio, Declaración de Renta)
Advanced proficiency in financial modeling and 'spreading' financial statements
ability to reconstruct cash flows from raw data
Understanding of how risk models operate and how to explain components of underwriting assessment
Must have the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower’s ability to repay loans
Demonstrated ability to work well with internal sales teams and balance need for prudent underwriting and following guidelines with a mindset and bias to enable growth
Experience with corporate credit cards, payments, lending, or related industries
Intellectual curiosity

Job Responsibility

Responsible for underwriting commercial loans for new and existing customers leveraging provided software cutting-edge models and alternative data to assess businesses of various scales
Conduct in-depth analysis of financial statements (Balance Sheet, P&L, Cash Flow) to determine debt service capacity, leverage, and liquidity positions
Prepare comprehensive credit memos and present recommendations to the Credit Committee, clearly articulating key risks, mitigants, and structuring rationales
Structure complex credit facilities, including recommending appropriate covenants, collateral requirements, and terms that align with the borrower's risk profile
Assists team members in evaluating new data sources in Colombia
Provide input for improving efficiency for the underwriting team
Establishes rapport
maintains and grows important relationship within the portfolio

Fulltime

Institutional Credit Management, In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Institutional Credit Management’s objective is to provide an integrated “end-to-...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable quality control / quality assurance experience, including 5 - 7 years in banking, credit risk management, credit risk internal audit, loan review or quality assurance function at a large financial institution, established rating agency, or equivalent
Familiarity with risk management and controls frameworks related to credit risk management or another financial risk discipline
Ability to understand policies and procedures and execute change seamlessly
Understanding of complex counterparty credit product structures, and ideally versed in securitization and credit financing products such as ABS, CLOs, TRS and Commercial Real Estate, etc.
Background on core credit analysis and underwriting for large corporate and finance industries and awareness of risks and controls associated with credit approvals
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
Data analysis skills are desirable
BA/BSc or higher degree in Business (MBA), or any other related subject

Job Responsibility

Support the QA Head of Real Estate and Structured Credit Underwriting in discussions to define the Quality Assurance function and Reviews across ICM coverage universe
Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, with respect to credit memorandums and associated process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
Provide support to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
Consistent and objective assessments during QARs and subsequent follow-up on corrective actions that were raised during QARs
Sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
Synthesis and preparation of Quality Assurance Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
Support the In-Business QA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support the QA Head of Real Estate and Structured Credit Underwriting to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
Support the Global Head of WCR In-Business QA on internal projects and initiatives
Support ICM Voice of the Employee (VOE) initiatives

What we offer

Equal opportunity employment
Reasonable accommodation for disabled individuals

Fulltime

Credit Analyst, Corporate Banking

A leading regional bank with a strong presence in the Asian Pacific Region. Our ...

Location

Singapore , Singapore River

Salary:

Not provided

Randstad

Expiration Date

January 19, 2026

Requirements

Degree in Accountancy, Business Management or Finance-related
At least 3 years of relevant credit analysis experience in commercial or corporate banks
Knowledge in corporate banking products such as bilateral loan, syndicated loan and trade finance

Job Responsibility

Collaborating and supporting relationship managers in client interactions
To assess and underwrite credit proposals, ensuring compliance to regulatory and the Bank’s requirements
Following up on monitoring of the portfolio and the credit process and performing loan reviews

Fulltime

Officer – Credit Underwriting – Leveraged Finance

The Global Leveraged Finance Underwriting Credit Team within Institutional Credi...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-7 years of credit analysis, origination, or relevant credit experience
Well-developed analytical skills, including an understanding of key financial components
Team player with strong work ethic
Strong organizational skills with ability to work under pressure
Advanced knowledge of Microsoft Word, Excel, and PowerPoint
Three statements financial modeling experience
Ability to manage deadlines and juggle multiple tasks
Awareness and adherence to the control environment including Quality Assurance and Quality Control
MBA or CFA or CA

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients
Monitor the covered portfolio
Evaluate and gain a strong understanding of clients' business model
Assess the borrower’s cash flow profile
Provide analytical support across LFU’s core functions

What we offer

Access to telehealth options, health advocates, confidential counseling
Generous paid time off packages
Programs and services for physical and mental well-being

Fulltime

Leveraged Finance Credit Underwriting - Officer

The Global Leveraged Finance Underwriting Credit Team (LFU) within Institutional...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-7 years of credit analysis, origination, or relevant credit experience
well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
team player with strong work ethic who also works well with others at all levels
strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
advanced knowledge of Microsoft Word, Excel, and PowerPoint
three statements financial modeling experience
ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
awareness and adherence to the control environment including Quality Assurance and Quality Control
MBA or CFA or CA

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to LFU Underwriters, Risk and BCMA partners
evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
provide analytical support across LFU’s core functions: (1) Leveraged Lending transaction origination and credit approval
(2) portfolio management and early problem recognition
(3) global leveraged lending related projects and strategic initiatives

What we offer

Equal opportunity employer
reasonable accommodation for persons with disabilities

Fulltime

Underwriting Credit Analyst

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Ability to understand Citi policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills.

Job Responsibility

Assess the credit and financial strength of Citi’s Corporate Clients based in Sub-Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.

What we offer

Global benefits designed to support your well-being, growth and work-life balance

Fulltime

ICM In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Institutional Credit Management’s (“ICM”) objective is to provide an integrated ...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable quality control / quality assurance experience, including 5 - 7 years in banking, credit risk management, credit risk internal audit, loan review or quality assurance function at a large financial institution, established rating agency, or equivalent
Familiarity with risk management and controls frameworks related to credit risk management or another financial risk discipline
Ability to understand policies and procedures and execute change seamlessly
Understanding of complex counterparty credit product structures, and ideally versed in securitization and credit financing products such as ABS, CLOs, TRS and Commercial Real Estate, etc.
Background on core credit analysis and underwriting for large corporate and finance industries and awareness of risks and controls associated with credit approvals
Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little supervision
Evolving interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Ideally, experience in preparing presentations for senior stakeholders
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills

Job Responsibility

Support the QA Head of Real Estate and Structured Credit Underwriting in discussions to define the Quality Assurance function and Reviews across ICM coverage universe
Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, with respect to credit memorandums and associated process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
Provide support to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
Under the supervision of the Quality Assurance Head – Real Estate and Structured Credit Underwriting, support the execution of the following: Consistent and objective assessments during QARs and subsequent follow-up on corrective actions that were raised during QARs
Sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
Synthesis and preparation of Quality Assurance Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
Support the In-Business QA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support the QA Head of Real Estate and Structured Credit Underwriting to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
Support the Global Head of WCR In-Business QA on internal projects and initiatives
Support ICM Voice of the Employee (VOE) initiatives

Fulltime

Corporate Credit Underwriter

Citi

Location:
India , Mumbai

Category:
Banking

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
November 28, 2025

Looking for more opportunities? Search for other job offers that match your skills and interests.

Similar Jobs for Corporate Credit Underwriter

Corporate Credit Underwriter

Credit Risk Underwriter

Institutional Credit Management, In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Credit Analyst, Corporate Banking

Officer – Credit Underwriting – Leveraged Finance

Leveraged Finance Credit Underwriting - Officer

Underwriting Credit Analyst

ICM In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Corporate Credit Underwriter

Citi

Location:India , Mumbai

Category:Banking

Contract Type:Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:November 28, 2025

Looking for more opportunities? Search for other job offers that match your skills and interests.

Similar Jobs for Corporate Credit Underwriter

Corporate Credit Underwriter

Credit Risk Underwriter

Institutional Credit Management, In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Credit Analyst, Corporate Banking

Officer – Credit Underwriting – Leveraged Finance

Leveraged Finance Credit Underwriting - Officer

Underwriting Credit Analyst

ICM In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Location:
India , Mumbai

Category:
Banking

Contract Type:
Not provided

Job Posted:
November 28, 2025