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The Credit Risk Officer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business.
Job Responsibility:
Assess quality of assigned portfolios including identification and evaluation of emerging risks
Assess effectiveness of credit risk processes and standards
Review and assess appropriateness of credit risk components of Risk Appetite framework
Provide autonomous assessment of accuracy of risk ratings and classifications
Assess business/risk staffing models
Ensure Corrective Action Plans are appropriate and monitored
Ensure Fundamental Credit Risk documents meet quality standards
Keep senior management informed of concerns and emerging risks
Demonstrate Quality Assurance activities as Subject Matter Expert
Assess risk when making business decisions
Requirements:
10-13 years relevant experience
Good analytical skills to filter, prioritize and validate complex material from multiple sources
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