Corporate Credit Underwriter/ Manager, Citi

Citi

Location:
United States, Irving, Texas

Category:
Finance

Contract Type:
Not provided

Salary:

144480.00 - 216720.00 USD / Year

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Job Description:

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, and Advisory, Global Structured Products, Financings, and Securitizations, Treasury & Trade Services, Markets, and Securities Services.

Job Responsibility:

Manages the junior Energy Underwriting team (Irving, TX)
Provide first line of defense credit approval for BAU transaction in their respective portfolio
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions, to development of credit approval memos, and senior approval forums
Ensure Credit Approval Memo (CAM) packages are complete and accurate
Detailed reviews of financial data, projection modeling, stress testing, and other in-depth analysis performed by junior resources
Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions
Coordinates projects and optimizes resource allocations within the Energy team in Irving, TX
Support the ICM Underwriting Head of Natural Resources on strategic initiatives/projects
Support VOE initiatives
Ability to mentor junior team members

Requirements:

8+ years risk/risk-related credit work experience in banking/financial institutions
Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
Demonstrates strong ethics and integrity
Ability to see the ‘big picture’ in a complex environment
Can make decisions under pressure and short timeline
Excellent verbal & written communication skills. Active listening skills
Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
Bachelor's Degree or equivalent work experience

Nice to have:

Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings
Experience in the oil and gas financing space, the governing regulatory framework (OCC guidance) and exposure to global credit risk management standards
Ability to understand capital markets products and complex financing and product structures
Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations

What we offer:

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Additional Information:

Job Posted:
August 16, 2025

Expiration:
August 22, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Corporate Credit Underwriter/ Manager