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Corporate Credit Underwriter – Leveraged Finance – Officer

India, Mumbai · Job Posted March 22, 2026
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Job Description

The Global Leveraged Finance Underwriting Credit Team within Institutional Credit Management is seeking a Senior Analyst to join its Analytics team. The Senior Analyst is a professional with the goal to deliver best-in-class credit risk analysis, monitoring, and credit administration as a partner to broader Institutional Credit Management Underwriting and Banking, Capital Markets and Advisory’s shared commitment to ensuring the safety and soundness of wholesale lending across Institutional Credit Management. The Senior Analyst will work with the rest of the Leveraged Finance Underwriting team to create a best-in-class Leveraged Lending Underwriting organization with the primary goal of materially enhancing Citi’s end-to-end Leveraged Lending credit management process.

Job Responsibility

  • Assess the credit and financial strength of Citi’s most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Monitor the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Leveraged Finance Underwriting Underwriters, Risk and Banking, Capital Markets & Advisory partners
  • Evaluate and gain a strong understanding of clients' business model, financial performance, and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities
  • Assess the borrower’s cash flow profile by building projection models used in assigning a regulatory rating and driving decision on the extension of credit to highly levered obligors
  • Provide analytical support across Leveraged Finance Underwriting's core functions: (1) Leveraged Lending transaction origination and credit approval
  • (2) portfolio management and early problem recognition
  • (3) global leveraged lending related projects and strategic initiatives
  • The Senior Analyst will be responsible for writing Annual Reviews and Quarterly Reviews of the assigned portfolio

Requirements

  • 3-6 years of credit analysis, origination, or relevant credit experience
  • Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
  • Team player with strong work ethic who also works well with others at all levels
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Advanced knowledge of Microsoft Word, Excel, and PowerPoint
  • Three statements financial modeling experience
  • Ability to take on demanding responsibilities and work independently, while juggling multiple tasks at one time effectively manage deadlines and juggle multiple tasks at once
  • Awareness and adherence to the control environment including Quality Assurance and Quality Control
  • MBA or CFA or CA

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