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Core Accounts Transformation Product Owner, SVP

United States, Irving Employment contract 144480.00 - 216720.00 USD / Year · Job Posted June 03, 2026
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Job Description

The SVP, Core Accounts Transformation Product Owner, defines and drives the strategy, execution, and performance of Core Accounts capabilities, with primary accountability for transaction processing, end-of-day (EOD) orchestration, reconciliation, and global deposit insurance and protection compliance. This role leads large-scale global transformation initiatives, including defining the strategy and roadmap, while delivering resilient, compliant, and data-driven processing and control capabilities aligned with business, operational, and regulatory priorities.

Job Responsibility

  • Define and execute the vision and strategy for Core Accounts capabilities, including transaction processing, end-of-day processing, reconciliation, and virtual wallet services, ensuring scalability, resiliency, and control
  • Manage overall product portfolio performance, with a focus on processing efficiency, reconciliation accuracy, in addition to regulatory compliance outcomes
  • Develop and maintain forward-looking roadmaps aligned to enterprise architecture, regulatory requirements (including deposit protection regimes), and client needs
  • Lead end-to-end execution of transformation programs focused on modernizing transaction processing, EOD orchestration, and reconciliation capabilities across regions
  • Provide oversight across segment product owners, central program teams, and regional stakeholders to ensure alignment, delivery accountability, and consistency of processing and control frameworks globally
  • Drive development and implementation of product constructs supporting the full account lifecycle, including real-time and batch processing, EOD close, data distribution, and reconciliation workflows
  • Translate complex data attributes, transaction flows, and operational processes into robust product capabilities supporting high-volume processing and accurate reconciliation
  • Partner with technology and architecture teams to modernize platforms, including processing engines, data models, reconciliation tooling, and controls frameworks
  • Ensure data lineage, traceability, and integrity across transaction processing and reconciliation to support internal controls and regulatory requirements
  • Ensure compliance with global deposit insurance and protection regulations, including alignment to jurisdictional requirements (e.g., FDIC, FSCS, and other regimes as applicable)
  • Maintain robust control frameworks for transaction processing, EOD balancing, and reconciliation accuracy, including oversight of breaks, exceptions, and remediation
  • Proactively assess and manage risks related to processing failures, reconciliation breaks, and regulatory exposure
  • Lead collaboration across technology, operations, legal, risk, and compliance teams to deliver end-to-end processing and control solutions
  • Build alignment across stakeholders on standardized global processing models, reconciliation frameworks, and deposit protection approaches
  • Serve as a senior point of accountability for transformation of core processing and data distribution

Requirements

  • 10–15+ years of relevant experience in product management, product development, and/or transaction banking, with demonstrated success operating at scale in complex, global organizations
  • Proven ability to define, own, and execute product strategy, driving measurable business outcomes across product portfolios
  • Demonstrated experience leading large-scale transformation initiatives, including platform modernization and product rationalization
  • Strong business acumen, with experience managing product performance, delivering on time and on budget
  • Deep domain expertise in core accounts, payments, liquidity, or transaction banking, with the ability to translate client, market, and regulatory needs into scalable product solutions
  • Bachelor’s/University degree required
  • Master’s degree (e.g., MBA) or equivalent experience preferred

Nice to have

Master’s degree (e.g., MBA) or equivalent experience

What we offer

  • Discretionary and formulaic incentive and retention awards
  • Medical, dental & vision coverage
  • 401(k)
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

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