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Embark on a transformative journey as "Control & Data Portfolio Management AVP" at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. The role will support on all aspects of credit control and governance, from credit standard adherence to data quality across the portfolio. Supporting on the design, maintenance, and operating key credit and data controls that align to Group Credit and Data policies and standards, making sure these controls are both effective and properly documented.
Job Responsibility:
Analysis of lending applications, financial statements, credit reports, and other relevant documents to assess the borrower's creditworthiness and repayment capacity
Monitoring the performance of approved lending, identifying potential risks and early warning signs of delinquency
Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions
Provision of independent credit decisions on lending applications, adhering to established credit policies, risk parameters, and regulatory requirements
Development and implementation of appropriate course of action for troubled lending, including workout plans, restructuring, or collections