Consumer Retail Healthcare Underwriter, Citi

Citi

Location:
United Kingdom, London

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defence, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM’s objective is to provide integrated “end-to-end” credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, 1LoD credit approval and subsequent credit monitoring across all ICG wholesale credit businesses including Banking, Capital Markets, Treasury & Trade Services and Markets. A Consumer Retail & Healthcare Underwriter in Corporate Developed Markets covers large and complex relationships within Western Europe, being responsible for all underwriting activities in partnership with Corporate Banking and Risk. This role reports directly to Head of Consumer Retail & Healthcare Underwriting in ICM-UW Corporate Developed Markets.

Job Responsibility:

Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos and senior approval forums
ensure Credit Approval Memo packages are complete and accurate
conduct detailed reviews of financial data, projection modelling, stress testing, and other in-depth analysis performed by junior resources
facilitate relationships with key clients in Banking and Risk, along with key regulators, Internal Audit, Banking & International Credit Risk and other control functions
review and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
support the ICM Underwriting Industry Head on strategic initiatives/projects
support VOE initiatives.

Requirements:

Experience of relationship banking or credit risk/risk-related work experience in banking/financial institutions
experience in effectively engaging with internal control functions including Internal Audit and Fundamental Credit Risk
experience in and exposure to global credit risk management standards
knowledge in understanding capital markets products and complex financing and product structures
experience in providing strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
demonstrates strong ethics and integrity
ability to understand the ‘big picture’ in a complex environment
strong verbal & written communication skills
active listening skills
demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies
advanced presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies.

Additional Information:

Job Posted:
July 09, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Consumer Retail Healthcare Underwriter