Consumer Lending Underwriter Job at Robert Half (Littleton)

Senior Director, Credit Risk and Analytics

Lead and scale the Credit Risk & Analytics function driving AI/ML-based underwri...

Location

United Kingdom; United States; Canada; Germany; France; Ireland

Salary:

Not provided

Deel

Expiration Date

Until further notice

Requirements

A minimum of 15 years in credit risk management, including leadership roles in consumer and small business lending
Hands-on experience building, validating, deploying AI/ML underwriting or scoring models
Experience leveraging alternative data sets for Consumer and SME lending
Demonstrated success in managing credit risk for new products, markets, and customer segments
Strong leadership, with ability to train non‑technical stakeholders in analytics and risk concepts
Degree in Finance, Economics, Risk Management, Statistics, or related field
Master’s preferred
Relevant certifications (e.g., CFA, FRM, PRM) will be considered a strong advantage

Job Responsibility

Build and maintain a credit risk analytics capability to provide timely, actionable insights for portfolio optimisation, loss forecasting, and provision adequacy
Lead iterative development of underwriting and pricing models - from evaluating AI/ML algorithms, sourcing alternative data to production deployment and continuous optimization with cross-functional partners
Identify and integrate non-traditional data sources (e.g., transactional, behavioural) to boost predictive accuracy and credit access for underserved markets
Architect real time monitoring frameworks and automated alerting systems for portfolio health, KRIs, concentration exposure, and collections performance
Ensure proactive risk identification for new products, markets, or customer segments
Design and execute A/B testing frameworks for new underwriting/scoring criteria, pricing, and customer segments
Develop and implement credit risk governance processes, including Credit Committees, actionable reporting and escalation protocols
Ensure models and analytics pipelines are auditable, scalable, deployment-ready, and aligned with best practices
Collaborate with Product, Sales, Operations, Compliance, and Engineering to align underwriting strategy with business objectives and economic levers
Employ predictive analytics to improve collections strategy, focusing on customer outcomes and recovery efficiency

What we offer

Stock grant opportunities dependent on your role, employment status and location
Additional perks and benefits based on your employment status and country
The flexibility of remote work, including optional WeWork access

Fulltime

Mortgage Retail Sales Consultant

Wells Fargo is seeking an CA-WA Mortgage Retail Sales Consultant (SAFE) in Consu...

Location

United States , San Jose

Salary:

Not provided

Wells Fargo

Expiration Date

March 19, 2026

Requirements

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
This position requires SAFE registration at the time of employment
Must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies
Must meet applicable financial responsibility, character, general financial fitness and criminal background standards
Ability to lift 20+ pounds
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled

Job Responsibility

Participate in soliciting residential mortgages from various sources
Produce high quality loans which are compliant and provide excellent customer service
Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data

What we offer

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement

Fulltime

!

Mortgage Retail Sales Consultant

Wells Fargo is seeking a Mortgage Retail Sales Consultant (SAFE) in Consumer Len...

Location

United States , Austin

Salary:

Not provided

Wells Fargo

Expiration Date

March 30, 2026

Requirements

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
SAFE registration at the time of employment
Ability to lift 20+ pounds
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled

Job Responsibility

Participate in soliciting residential mortgages from various sources
Produce high quality loans which are compliant and provide excellent customer service
Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data

Fulltime

Senior Credit Risk Solutions Specialist

We are seeking an experienced Credit Risk Solutions Specialist to be our subject...

Location

Salary:

Not provided

Oscilar

Expiration Date

Until further notice

Requirements

5-8 years of hands-on experience in credit risk, underwriting, or lending operations
Direct experience implementing or managing credit decisioning systems
Background working with credit bureaus, scorecards, and policy rules
Experience in fintech, digital lending, or credit technology preferred
Track record of successful customer implementations or consulting
Strong understanding of credit decisioning workflows and underwriting logic
Experience with credit data sources (bureaus, bank data, alternative data)
Proficiency in data analysis and basic SQL for credit portfolio analysis
Familiarity with credit regulations and fair lending requirements
Understanding of credit scoring models and risk segmentation

Job Responsibility

Build end-to-end credit decisioning workflows using Oscilar's platform for various lending products
Configure credit scorecards, policy rules, and decision strategies for customer implementations
Design integrations with credit bureaus, bank data providers, and alternative data sources
Create reusable templates for common credit use cases (personal loans, BNPL, SMB lending)
Test and validate credit workflows ensuring accuracy and compliance
Document credit solutions and create implementation guides
Work hands-on with customers to implement credit decisioning strategies
Configure AI models for income verification, affordability assessment, and risk scoring
Troubleshoot credit workflow issues and optimize performance
Collaborate with engineering on credit-specific feature requirements

What we offer

Competitive salary and equity packages, including a 401k plan
Remote-first culture — work from anywhere
100% Employer covered comprehensive health, dental, and vision insurance with a top tier plan for you and your dependents (US)
Unlimited PTO policy
AI First company
both Co-Founders are engineers at heart
and over 50% of the company is Engineering and Product
Family-Friendly environment
Regular team events and offsites
Unparalleled learning and professional development opportunities

Fulltime

Chief Executive Officer

We are looking for a dynamic Chief Executive Officer to lead a tribal lending en...

Location

United States , El Reno

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Minimum of 5 years of leadership experience in banking, lending, underwriting, or a related field
Strong background in government grants and federal regulations
Expertise in commercial, consumer, and business lending practices
Proven ability to develop and execute growth strategies that align with organizational goals
Experience in overseeing budgets, assessing risks, and monitoring financial performance
Knowledge of audit compliance and regulatory frameworks within the banking industry
Exceptional communication and relationship-building skills to work effectively with tribal leadership and governing bodies
Commitment to ethical leadership and fostering a culture of accountability and operational excellence

Job Responsibility

Provide strategic direction and leadership for the tribal lending enterprise, ensuring alignment with tribal values and long-term economic development objectives
Oversee all operational aspects, including lending strategies, risk management, compliance frameworks, financial performance, and customer experience
Ensure adherence to tribal laws, federal regulations, and governance policies, safeguarding the Tribe’s sovereignty and interests
Collaborate with the Tribal Council, Board of Directors, and other governing bodies as the primary liaison
Develop and implement growth strategies that promote profitability, sustainability, and responsible lending practices
Lead executive and senior management teams, fostering accountability, ethical leadership, and operational excellence
Monitor financial health, portfolio performance, and key performance indicators
approve budgets and capital allocation plans
Manage relationships with vendors, third-party providers, and strategic partners critical to the lending operations
Identify and mitigate risks, including legal, regulatory, credit, and reputational challenges

What we offer

medical, vision, dental, and life and disability insurance
eligible to enroll in our company 401(k) plan

Mortgage Retail Sales Consultant

Wells Fargo is seeking an CA-WA Mortgage Retail Sales Consultant (SAFE) in Consu...

Location

United States , Fresno

Salary:

Not provided

Wells Fargo

Expiration Date

March 19, 2026

Requirements

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, or education
SAFE registration at the time of employment
Must meet Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies
Ability to lift 20+ pounds
Reliable transportation
Ability to work nights, weekends, and/or holidays as needed or scheduled

Job Responsibility

Participate in soliciting residential mortgages from various sources
Produce high quality loans which are compliant and provide excellent customer service
Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources
Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace
stay informed of mortgage industry trends and developments in the assigned market
Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans
Understand real estate appraisals, title reports, and real estate transactions
Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
analyze and offer mortgage loan products based on client needs
Review and analyze low to moderately complex financial and credit data

What we offer

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement

Fulltime

!

Loan Processor Associate

Location

India , Chennai

Salary:

Not provided

Randstad

Expiration Date

April 17, 2026

Requirements

Attention to Detail: High level of accuracy in reviewing financial documents
Communication: Strong verbal and written skills for updating borrowers and collaborating with internal teams
Technical Skills: Proficiency in loan processing software and Microsoft Office suite
Knowledge: Understanding of lending regulations and underwriting terminology
Experience: Typically 2+ years of experience in the consumer loan or mortgage industry
Education: Bachelor's degree in finance, accounting, or related field preferred

Job Responsibility

Communication: Acting as a liaison between applicants, underwriters, and loan officers to resolve questions and missing information
Compliance: Ensuring all files adhere to company policies and federal/state lending regulations
Efficiency: Meeting deadlines and managing multiple applications simultaneously to ensure timely closing
Data Verification: Reviewing loan applications to ensure accuracy and compliance, checking credit reports, and verifying employment/income
Document Management: Collecting, organizing, and preparing loan files (tax returns, pay stubs, bank statements) for underwriting review

Fulltime

Credit Risk Manager

We are looking for a data-driven Credit Risk Manager to build the analytical bac...

Location

United States

Salary:

135000.00 - 150000.00 USD / Year

Real Broker, LLC

Expiration Date

Until further notice

Requirements

Bachelor’s degree in a quantitative or analytical field (e.g., Economics, Finance, Mathematics, Statistics, Engineering, or Computer Science)
3+ years of experience in credit risk, analytics, fintech lending, specialty finance, or adjacent fields
Strong proficiency in SQL and Python
A solid grasp of credit risk principles for SMB or consumer lending
Experience building dashboards and analytical tools using platforms like Sigma, Looker, Tableau, or Metabase
Ability to utilize AI tools
Experience in a high-growth startup or fintech environment is a strong plus

Job Responsibility

Build the Risk Engine: Develop and own the analytical framework for credit risk, including underwriting models, loss forecasting, and credit policy definition using SQL and Python
Monitor Portfolio Health: construct comprehensive dashboards (Sigma, Looker, or similar) to track repayment behavior, vintage performance, delinquency roll rates, and unit economics
Drive Strategy & Optimization: Analyze product performance to recommend data-backed changes to product designs that maximize funding availability while protecting downside
Lead New Product Analysis: Conduct deep-dive assessments on market segments and risk profiles to help design and launch future financial products for real estate agents
Automate & Innovate: Leverage AI tools (ChatGPT, GitHub Copilot) to accelerate code generation and insight discovery, moving our risk processes from manual reviews to automated decisioning
Collaborate Cross-Functionally: Partner closely with Product, Finance, and Operations leadership to translate complex risk data into clear, actionable business strategies

What we offer

Bonus
Health Benefits
Life Insurance
Flexible PTO
401k

Fulltime

Consumer Lending Underwriter

Robert Half

Location:
United States , Littleton

Category:
Banking

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
January 24, 2026

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