This list contains only the countries for which job offers have been published in the selected language (e.g., in the French version, only job offers written in French are displayed, and in the English version, only those in English).
Bloom Credit is a technology company with a mission to modernize the tools for developers and innovators to compliantly expand access to affordable credit. We build tools, technologies and provide developer-friendly APIs for working with all three credit bureaus to access and furnish data. We are seeking an enthusiastic Consumer Credit Support Specialist to join our Operations team. As a key member of the team, you will report directly to the Sr. Manager of Operational Risk & Compliance and be responsible for investigating and responding to consumer inquiries including FCRA disputes, Bloom product questions, and consumer complaints. The ideal candidate is enthusiastic about becoming an expert on consumer support, specifically as it relates to the credit industry. This candidate will also be responsible for identifying solutions to manage increasing consumer inquiry volume including technology and resourcing solutions. If you are passionate about working for a fast-growing fintech start-up and are excited about making a real difference in the industry, we would love to hear from you!
Job Responsibility:
Responding to direct and indirect credit bureau disputes within response due dates and department SLAs
Developing consumer support strategies and providing responses within department SLAs
Ensuring compliance with regulations such as the Fair Credit Reporting Act (FCRA), CDIA, UDAAP, Equal Credit Opportunity Act (ECOA), and other relevant entities
Collaborating with Equifax, Experian, TransUnion, and Bloom clients
Creating monthly reports for Bloom clients that highlight consumer inquiry trends and any required account updates for accurate reporting via future Metro 2 furnishment files
Maintaining high levels of client satisfaction through prompt, accurate, and professional service
Developing templates and training materials for effective and compliant consumer inquiry management
Identifying resource and technology solutions for increasing consumer inquiry and dispute volumes
Participating in continuous process improvement initiatives to enhance dispute resolution and consumer support processes
Requirements:
Experience working in a customer-facing role is preferred
Bachelor’s or Associate’s degree is preferred
Interest in consumer credit reporting regulations such as the Fair Credit Reporting Act (FCRA), FCBA, FDCPA, and ECOA
Excellent communication skills, both verbal and written
Strong interpersonal skills, with the ability to build relationships with Bloom's clients and internal teams
Enjoys working with ambiguity and tackling new challenges
Ability to handle high volumes of customer inquiries in a fast-paced environment
Excellent problem-solving skills and attention to detail
Ability to work independently and as part of a team
What we offer:
Unlimited paid time off and paid holidays
Paid training and learning materials
Work/life harmony (i.e. flexible hours and fully remote culture)
Health, dental and vision benefits, pre-tax benefits like transit passes and FSA