Consumer Cards Credit Portfolio Intermediate Analyst

• Support tactical and strategic Risk Analytics New Account originations projects for Citi’s Retail Services Group in the US
• Independently manage development and implementation of effective risk management strategies that maintain portfolios within their defined Risk Appetite
• Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
• Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies
• Must be able to effectively provide updates and communicate key initiatives to senior risk management
• Analyzing tests and performance using SAS and decision tree (CHAID/ CART)
• Evaluating effectiveness of current policies and strategies
• Provide insight into the data through MIS and deeper analytics
• Summarize analytic reports into presentations and share analyses and reports with senior leadership

• Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics
• 5+ years of relevant experience
• Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems
• Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
• Highly proficient in Excel/pivot tables and PowerPoint
• Credit card industry experience especially in an analytics or policy role is preferred
• Exposure to project/process management
• Strong communication and presentation skills targeting a variety of audiences
• A qualified candidate needs to be able to work with cross functional teams
• Creates and sustains a network of strong client relationships
• Flexibility in approach and thought process
• Ability to work effectively across portfolio risk policy teams and functional areas teams
• Strong influencing, negotiating, and facilitation skills
• Analytical mindset

Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics is preferred

• Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
• Expanded Paid Parental Leave Policy
• Access to an array of learning and development resources
• Variety of programs that help employees balance their work and life, including generous paid time off packages
• Resources and tools to volunteer in the communities