CrawlJobs Logo

Consumer Cards Credit Portfolio Intermediate Analyst

https://www.citi.com/ Logo

Citi

Location Icon

Location:
India , Bengaluru ▼

Category Icon
Category:
Finance

Job Type Icon

Contract Type:
Not provided

Salary Icon

Salary:

Not provided
Save Job
Save Icon
Apply Position

Job Description:

The Credit Portfolio Intermediate Analyst role is a senior individual contributor and emerging risk leader responsible for owning portfolio risk strategy, influencing credit policy decisions, and driving risk-adjusted growth for the credit card business. The role combines deep analytics, strategic thinking, and stakeholder influence, acting as a key partner to senior risk and business leadership.

Job Responsibility:

  • Own end-to-end portfolio risk monitoring across delinquency, losses, payment behavior, and utilization
  • Lead vintage, cohort, and segmentation analysis to identify structural vs cyclical risk trends
  • Diagnose root causes of performance shifts and quantify P&L and capital impact
  • Define key risk indicators and ensure timely escalation of emerging risks
  • Support creation and maintenance of risk dashboards and MIS
  • Assist in diagnosing portfolio performance changes and segment-level risk drivers
  • Own risk assessment of acquisition strategies across channels and products
  • Evaluate early lifecycle risk (FPD, early delinquency) and recommend corrective actions
  • Partner with Product and Marketing to optimize risk-adjusted acquisition growth
  • Challenge business proposals using data-backed risk insights
  • Own end-to-end ECM strategy across CLI, CLD, authorization rules, and line management for defined portfolios or segments
  • Define risk-based customer segmentation frameworks using behavioral, transactional, and bureau data
  • Lead design and refinement of ECM policies and control frameworks to align with risk appetite and customer fairness standards
  • Evaluate and approve risk–return trade-offs for ECM initiatives, balancing loss mitigation, spend growth, and customer experience
  • Partner with Fraud, Collections, Product, and Marketing leaders to ensure consistent and effective ECM execution
  • Lead post-implementation performance reviews, identify root causes of deviations, and drive corrective actions
  • Provide clear, executive-ready recommendations for ECM strategy decisions and governance forums
  • Ensure strong controls, documentation, and audit readiness for all ECM-related strategies
  • Prepare clear, structured presentations for senior analysts and managers, ensure strong documentation, audit readiness, and control discipline
  • Participate in regular risk review forums as an analytical contributor
  • Act as a trusted advisor to senior risk and business leaders
  • Present insights and recommendations in clear, executive-ready narratives
  • Lead discussions in risk governance forums
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements:

  • 3-8 years of experience in credit card risk analytics, consumer lending, or financial analytics
  • Master’s degree in business, Statistics, Mathematics, Finance, Economics, or related quantitative fields
  • Advanced SQL
  • strong experience in SAS and/or Python
  • Strong command of credit risk analytics: vintage, segmentation, forecasting
  • Expertise in translating analytics into business decisions
  • Advanced PowerPoint storytelling and data visualization
  • Deep understanding of credit card lifecycle and risk economics
  • Ability to influence decisions through data and judgment
  • Strong strategic thinking and problem structuring
  • Structured thinking and attention to detail
  • Comfort engaging with senior leadership
  • Willingness to learn and take increasing ownership
  • Ability to work collaboratively across teams
  • Clear and concise written and verbal communication
  • Good understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
  • Ability to work with little or no direction and in a team
  • Adaptability and flexibility to respond to ad-hoc requests and changes in the regulatory environment
What we offer:
  • Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • Expanded Paid Parental Leave Policy
  • Resources to manage financial well-being and help plan for the future
  • Access to an array of learning and development resources to help broaden and deepen your skills and knowledge
  • Variety of programs that help employees balance their work and life, including generous paid time off packages
  • Resources and tools to volunteer in the communities in which they live and work

Additional Information:

Job Posted:
January 18, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Icon
Citi - All Job Offers
Job Link Share:
Copy Link Icon
Facebook Icon Twitter Icon LinkedIn Icon
PREMIUM
More languages and countries
+ Unlock 31695 hidden job offers
Languages
English Čeština Deutsch Ελληνικά Español Français +15
Countries
United States United Kingdom India Canada Australia +
See plans
Plans from $2.99 / month

Looking for more opportunities? Search for other job offers that match your skills and interests.

Briefcase Icon

Similar Jobs for Consumer Cards Credit Portfolio Intermediate Analyst

Consumer Cards Credit Portfolio Intermediate Analyst

The Consumer Cards Credit Risk Intermediate Analyst is a senior individual contr...
Location
Location
India , Gurugram
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 3-8 years of experience in credit card risk analytics, consumer lending, or financial analytics
  • Master’s degree in business, Statistics, Mathematics, Finance, Economics, or related quantitative fields
  • Advanced SQL
  • strong experience in SAS and/or Python
  • Strong command of credit risk analytics: vintage, segmentation, forecasting
  • Expertise in translating analytics into business decisions
  • Advanced PowerPoint storytelling and data visualization
  • Deep understanding of credit card lifecycle and risk economics
  • Ability to influence decisions through data and judgment
  • Strong strategic thinking and problem structuring
Job Responsibility
Job Responsibility
  • Portfolio Monitoring & Strategic Insights: Own end-to-end portfolio risk monitoring across delinquency, losses, payment behavior, and utilization
  • Lead vintage, cohort, and segmentation analysis to identify structural vs cyclical risk trends
  • Diagnose root causes of performance shifts and quantify P&L and capital impact
  • Define key risk indicators and ensure timely escalation of emerging risks
  • Support creation and maintenance of risk dashboards and MIS
  • Assist in diagnosing portfolio performance changes and segment-level risk drivers
  • Acquisition & New Account Risk Strategy: Own risk assessment of acquisition strategies across channels and products
  • Evaluate early lifecycle risk (FPD, early delinquency) and recommend corrective actions
  • Partner with Product and Marketing to optimize risk-adjusted acquisition growth
  • Challenge business proposals using data-backed risk insights
What we offer
What we offer
  • Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world
  • We empower our employees to manage their financial well-being and help them plan for the future
  • Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses
  • We have a variety of programs that help employees balance their work and life, including generous paid time off packages
  • We offer our employees resources and tools to volunteer in the communities in which they live and work
  • Fulltime
Read More
Arrow Right

Consumer Cards Credit Portfolio Intermediate Analyst

As part of the Retail Service Risk Management Analytics team, the successful can...
Location
Location
India , Gurugram, Haryana
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics
  • 5+ years of relevant experience
  • Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems
  • Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments
  • Highly proficient in Excel/pivot tables and PowerPoint
  • Credit card industry experience especially in an analytics or policy role is preferred
  • Exposure to project/process management
  • Strong communication and presentation skills targeting a variety of audiences
  • A qualified candidate needs to be able to work with cross functional teams
  • Creates and sustains a network of strong client relationships
Job Responsibility
Job Responsibility
  • Support tactical and strategic Risk Analytics New Account originations projects for Citi’s Retail Services Group in the US
  • Independently manage development and implementation of effective risk management strategies that maintain portfolios within their defined Risk Appetite
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies
  • Must be able to effectively provide updates and communicate key initiatives to senior risk management
  • Analyzing tests and performance using SAS and decision tree (CHAID/ CART)
  • Evaluating effectiveness of current policies and strategies
  • Provide insight into the data through MIS and deeper analytics
  • Summarize analytic reports into presentations and share analyses and reports with senior leadership
What we offer
What we offer
  • Programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more
  • Expanded Paid Parental Leave Policy
  • Access to an array of learning and development resources
  • Variety of programs that help employees balance their work and life, including generous paid time off packages
  • Resources and tools to volunteer in the communities
  • Fulltime
Read More
Arrow Right

Credit Risk Analytics Intermediate Analyst

The Credit Portfolio Intermediate Analyst role is a senior individual contributo...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 4+ years of relevant experience in credit card risk analytics, consumer lending, or financial analytics
  • Bachelor's /University degree or equivalent experience in business, Statistics, Mathematics, Finance, Economics, or related quantitative fields
  • Advanced SQL
  • strong experience in SAS and/or Python
  • Strong command of credit risk analytics: vintage, segmentation, forecasting
  • Good understanding of various risk factors including stress testing, collateral risk and volatility, concentration risks, liquidity, and wrong way risk, with demonstrated experience in reviewing these factors and challenging any discrepancies
  • Expertise in translating analytics into business decisions
  • Advanced PowerPoint storytelling and data visualization
  • Deep understanding of credit card lifecycle and risk economics
  • Ability to influence decisions through data and judgment, Strong strategic thinking and problem structuring
Job Responsibility
Job Responsibility
  • Own end-to-end portfolio risk monitoring across delinquency, losses, payment behavior, and utilization
  • Lead vintage, cohort, and segmentation analysis to identify structural vs cyclical risk trends
  • Diagnose root causes of performance shifts and quantify P&L and capital impact
  • Define key risk indicators and ensure timely escalation of emerging risks
  • Support creation and maintenance of risk dashboards and MIS
  • Assist in diagnosing portfolio performance changes and segment-level risk drivers
  • Own risk assessment of acquisition strategies across channels and products
  • Evaluate early lifecycle risk (FPD, early delinquency) and recommend corrective actions
  • Partner with Product and Marketing to optimize risk-adjusted acquisition growth
  • Challenge business proposals using data-backed risk insights
  • Fulltime
Read More
Arrow Right

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Minimum 4 years of relevant experience
  • Consistently demonstrate clear and concise written and verbal communication
  • Bachelor's degree/University degree or equivalent experience
  • Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
  • Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
  • Highly proficient in Excel/pivot tables and PowerPoint.
  • Exposure to project/process management
  • Strong communication and presentation skills targeting a variety of audiences
  • Flexibility in approach and thought process Strong influencing and facilitation skills.
Job Responsibility
Job Responsibility
  • Resolve issues and recommend solutions to moderate problems
  • Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
  • Serve as an industry expert and advisor
  • Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
  • Develop risk management framework and processes for funds
  • Advise businesses and clients on transaction structures and negotiate credit terms
  • Has the ability to operate with a limited level of direct supervision.
  • Can exercise independence of judgement and autonomy.
  • Acts as SME to senior stakeholders and /or other team members.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  • Fulltime
Read More
Arrow Right

Credit Portfolio Intermediate Analyst

The Credit Portfolio Intermediate Analyst is an intermediate-level position resp...
Location
Location
India , Mumbai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 4+ years of relevant experience
  • Experience in financial analysis, accounting and valuation
  • Consistently demonstrate clear and concise written and verbal communication
  • Bachelor's degree/University degree or equivalent experience
  • Experienced in developing, implementing, and monitoring credit strategies or scoring models across authorizations, underwriting, existing customer management and collections
  • Programming skills in advanced SAS, SQL, Knowledge Studio, SAS E-miner in mainframe, UNIX and PC environments.
  • Highly proficient in Excel/pivot tables and PowerPoint.
  • Exposure to project/process management
  • Strong communication and presentation skills targeting a variety of audiences
  • Flexibility in approach and thought process
Job Responsibility
Job Responsibility
  • Resolve issues and recommend solutions to moderate problems
  • Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
  • Serve as an industry expert and advisor
  • Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
  • Develop risk management framework and processes for funds
  • Advise businesses and clients on transaction structures and negotiate credit terms
  • Has the ability to operate with a limited level of direct supervision.
  • Can exercise independence of judgement and autonomy.
  • Acts as SME to senior stakeholders and /or other team members.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  • Fulltime
Read More
Arrow Right
New

Quality Inspector

At Boeing, we innovate and collaborate to make the world a better place. We’re c...
Location
Location
United States , Dallas
Salary
Salary:
30.10 - 43.27 USD / Hour
boeing.com Logo
Boeing
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • High School Diploma or equivalent
  • Inspection experience in a repair station environment
  • Strong understanding of aerospace manufacturing and inspection standards
  • Proficient in reading technical drawings, blueprints, and maintenance manuals
  • Excellent attention to detail, problem-solving, and analytical skills
Job Responsibility
Job Responsibility
  • Uses predetermined methods, operations, setups and prescribed specifications to inspect
  • Visually in-process and completed products such as electronic units and subsystems, precision electromechanical assemblies or mechanical units, subassembly's, structural flaws, internal defects, and missing welds
  • Uses various measuring devices including Coordinate Measurement Machines CMM, FARO arms, and related software packages to complete product inspection
  • Accepts, rejects, or reworks defective or malfunctioning units or systems
  • Works from blueprints, diagrams, dial indicators, preset micrometers, scales, fixtures, customer specifications, drawing or inspection instructions and checklists
  • May monitor and verify quality in accordance with statistical process or other control procedures
  • Performs line clearances after each lot to ensure all materials from the previous lot have been removed
  • Provide appropriate assistance in-job training to enable employees to perform all necessary job functions including the following: Working from engineering drawings, blueprints, CATIA files, documents, process specifications, quality control requirements, software programs and test procedures, perform any-inspection of parts and assemblies including processes and materials
  • Dimensionally inspect parts or assemblies
  • Initiate and document any-non-conforming materials, hardware, software, tools, parts, assemblies or portions thereof, according to specifications, processes and procedures
What we offer
What we offer
  • health insurance
  • flexible spending accounts
  • health savings accounts
  • retirement savings plans
  • life and disability insurance programs
  • paid and unpaid time away from work
  • Generous company match to your 401(k)
  • Industry-leading tuition assistance program pays your institution directly
  • Fertility, adoption, and surrogacy benefits
  • Up to $10,000 gift match when you support your favorite nonprofit organizations
  • Fulltime
Read More
Arrow Right
New

Nurse Shift Manager

As a Nurse Shift Manager, you'll oversee a department of frontline nurses caring...
Location
Location
United States , Northridge
Salary
Salary:
60.65 - 92.23 USD / Hour
americannursingcare.com Logo
American Nursing Care
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Associates Of Science Nursing
  • Minimum of two (2) years of clinical experience as a registered nurse, upon hire
  • Registered Nurse: CA, upon hire
  • Basic Life Support - CPR, upon hire
  • Advanced Cardiac Life Support, upon hire
  • Pediatric Advanced Life Support, upon hire
  • Fire Safety, within 90 Days
Job Responsibility
Job Responsibility
  • Oversee a department of frontline nurses caring for patients
  • Advocate for fellow nurses as you support them in reaching their full potential
  • Supervise nursing staff assigned to a particular shift
  • Assign patients to available nursing staff, taking into consideration the patient's condition and the employee's skill level
  • Assess, monitor, and educate the nursing staff on patient care
  • Institute emergency procedures as necessary
  • Anticipate staffing needs and move proactively to respond to them
  • Oversee stocking of supplies and updating patient records to ensure that the nursing floor is ready for subsequent shifts
What we offer
What we offer
  • medical
  • prescription drug
  • dental
  • vision plans
  • life insurance
  • paid time off (full-time benefit eligible employees may receive a minimum of 14 paid time off days, including holidays annually)
  • tuition reimbursement
  • retirement plan benefit(s) including, but not limited to, 401(k), 403(b), and other defined benefits offerings
  • Fulltime
Read More
Arrow Right
New

Teaching Assistant (SEN)

We're seeking a dedicated and enthusiastic Teaching Assistant to support student...
Location
Location
United Kingdom , Reigate
Salary
Salary:
85.00 - 95.00 GBP / Day
https://www.randstad.com Logo
Randstad
Expiration Date
June 11, 2026
Flip Icon
Requirements
Requirements
  • GCSEs in Maths and English
  • The ability to work with learners who have various learning difficulties
  • A willingness to learn and build relationships with learners
  • The ability to work as an individual and as part of a team
  • Flexibility in your approach to education
  • Your own means of transport
Job Responsibility
Job Responsibility
  • Providing teaching assistance to the teacher as defined by weekly/daily/seasonal planning
  • Working 1:1 with students
  • Providing group and/or individual activities, planned by the teacher
  • Working individually with learners/students to develop their work
  • Supporting the general well-being of learners within the school structure
  • Monitoring and evaluating student learning under the guidance of the teacher
  • Assisting teachers in using relevant management strategies to ensure a purposeful environment for teaching and learning
  • Supporting all learners in their planned, structured work in all curriculum areas
What we offer
What we offer
  • Fully funded training and qualifications
  • On-site parking
  • Extensive grounds
  • Free hot lunch from the on-site cafeteria
  • Team days and events
  • Supportive management
  • Brilliant career progression opportunities
  • A unique teaching approach
  • Referral Bonus
  • Fulltime
Read More
Arrow Right