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Join Our Team as an Attorney at Axiom. We are seeking a Consumer Banking Counsel to join our Financial Services team. In this role, you will provide legal advice and regulatory support to clients on a broad range of consumer banking and consumer finance matters, including credit card programs, deposit products, and consumer lending.
Job Responsibility:
Provide legal guidance on consumer banking and consumer finance matters, including credit card and deposit products
Advise clients on consumer credit card regulatory and compliance issues, including program governance and operational risk
Manage consumer product disputes and complaint resolution, including issues related to billing disputes and cardholder protections
Provide counsel on Fair Credit Reporting Act (FCRA) matters, including reporting obligations, disputes, and compliance requirements
Support clients in collections practices and regulatory compliance related to consumer lending and credit products
Advise on vendor oversight and third-party risk management related to consumer banking programs and servicing providers
Collaborate with internal legal, compliance, operations, and product teams on consumer credit programs and regulatory frameworks
Assist with compliance for automotive consumer finance and retail installment credit programs where applicable
Monitor regulatory developments impacting consumer financial services, and provide proactive legal guidance to mitigate risk
Requirements:
6+ years of experience in consumer banking, consumer finance, or financial services regulatory matters
Strong experience with consumer credit card products and related regulatory frameworks
Experience handling consumer disputes, complaint resolution, and credit reporting issues, including FCRA compliance
Knowledge of collections practices and regulatory compliance for consumer credit products
Experience advising on vendor oversight and third-party risk management in financial services environments
Familiarity with consumer deposit products and related regulatory considerations
Juris Doctor (JD) and licensed to practice law in New York
Strong communication, problem-solving, and stakeholder management skills
Nice to have:
Experience with automotive consumer finance or retail installment credit programs