Compliance Officer (BSA / AML Compliance)

• Assume the role of Elevate's Bank Secrecy Act (BSA) Officer, overseeing the implementation and execution of our BSA/AML/OFAC Program
• Lead and manage a high-performing team of compliance professionals
• Develop and maintain an effective Customer Due Diligence (CDD)/Enhanced Due Diligence (EDD) risk rating and monitoring program, including ongoing assessments and analysis of unusual/suspicious account activity
• Collaborate directly with Elevate's bank partners on BSA/AML/OFAC matters
• Conduct comprehensive risk assessments for products and programs, identifying and mitigating -BSA/AML/OFAC risks
• Enhance BSA/AML/OFAC Program metrics and provide executive reporting
• Regularly update and maintain BSA/AML/OFAC policies and procedures
• Promote a culture of compliance throughout the organization

• Possess 5+ years of experience in building and overseeing BSA/AML/OFAC governance and policy programs, ideally spanning fintech and traditional financial institutions
• Demonstrate an expert-level understanding of key regulations, including the USA PATRIOT Act, Bank Secrecy Act, and OFAC requirements, with the ability to identify emerging compliance trends and risks
• Showcase a track record of exceptional results as a team leader and across reporting lines
• Exhibit pragmatism, solution-oriented thinking, and comfort in providing nuanced approaches in the face of imperfect information and unclear regulatory expectations
• Bring substantial knowledge of consumer financial services, preferably with experience in a consumer financial technology company
• Excel as a strong communicator, adept at building relationships with external partners and internal stakeholders across operations, product, customer success, and risk
• Demonstrate a passion for consumer financial inclusion and fintech
• Thrive in fast-paced, fluid environments that require continuous adaptation
• Possess compliance certifications (e.g., CAMS), strongly preferred
• US citizen/visa only
• 3+ years

Knowledge of card fraud and regulations (e.g. RegE) a major plus