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As a Compliance Manager at Brex, you will play a critical role in ensuring compliance with regulatory requirements and internal policies regarding our products and services. The Product Compliance Manager, Cards & Rewards role will be responsible for ensuring the company's card products and operations comply with all applicable federal, state, and local regulations. This role will focus on maintaining a robust compliance program, monitoring regulatory changes, and providing guidance to internal stakeholders. The ideal candidate will possess a deep understanding of financial regulations, strong analytical skills, and a commitment to maintaining the highest ethical standards. The role will report directly to the Compliance Manager, Payments & Card Compliance.
Job Responsibility:
Advise on regulatory requirements for new and existing products and services, partnering with Product, Engineering, Operations, Legal, and other teams
Stay abreast of all relevant regulatory changes impacting corporate charge card products, including but not limited to the Truth in Lending Act (TILA), Regulation B/ ECOA, escheatment, and other applicable laws and regulations
Analyze and interpret new regulations, assessing their impact on the company's charge card operations
Identify and investigate potential compliance violations, including working with business owners to develop and implement corrective action plans, where appropriate
Support audits, bank partner requests, and regulatory testing related to cards and rewards
Develop and maintain all policies and procedures related to charge card regulatory compliance as well as card networks and bank partner requirements
Review complaints related to cards and rewards and advise on resolution, including corrective action, where appropriate
Requirements:
5+ years of experience in regulatory compliance, preferably in the financial services industry and fintech, with a focus on card issuing
Strong understanding of federal and state regulations related to financial products, including TILA, ECOA, commercial finance disclosure laws, and other applicable laws and regulations
Exceptional judgment and integrity, ability to handle complex matters independently, and product-minded approach to compliance
Excellent analytical, problem-solving, and communication skills
Ability to interpret and apply complex regulations
Detail-oriented, accurate, organized, and able to set priorities
Ability to multitask and adapt to shifting priorities in a fast-paced environment
Strong attention to detail and accuracy
Experience with card processing systems and platforms
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