Complex Investigations Senior Analyst

• Analyze and proactively identify risks and new AML concerns
• Review recent news, court documents, and public/private sector white papers
• Identify, analyze, and interpret trends or patterns in complex data sets
• review computer reports, printouts, and performance indicators to locate and correct code problems
• Gather raw data from prior AML Investigations, subpoenas, and prior escalations to detect trends and 'connect the dots' amongst disparate data sets
• Interpret data, analyze results using statistical techniques and provide ongoing reports
• present data in charts, graphs, tables, design and develop relational databases for collecting data and building or designing data input/data collection screens
• Identify and research high risk areas / typologies and trigger events for risk severity and sensitivity evaluation
• Work collaboratively to analyze and review typologies to establish review processes
• Utilize pertinent information to write clear and concise summary on the findings of the investigation to advise senior management on next steps
• Make recommendations to senior management on next course of action – either relationship retention or termination and, when warranted, prepare Suspicious Activity Reports (SARs)
• Additional duties as assigned
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

• Four Year College Degree or equivalent experience
• Post Graduate Degree is a plus
• AML Certification
• Five plus years experience in reviewing customer transactions for potentially suspicious activity and performing AML related investigations
• Five plus years experience in reviewing and approving Know Your Customer (KYC) files for complex banking products, performing analysis of customer information/transactions, conducting customer reviews and preparing Suspicious Activity Reports (SARs)
• Knowledge of the laws applicable to money laundering, including the Bank Secrecy Act (BSA), The USA Patriot Act, OFAC, FinCEN requirements, and SAR requirements
• Excellent research skills, including experience with online research tools
• Advanced proficiency in Microsoft Office (i.e., MS-Word, MS-Excel, MS-Access, MS-PowerPoint and MS-Outlook)
• Strong interpersonal skills including written, analytical, and verbal communication skills
• Able to multitask and complete projects in a timely fashion
• Strong organizational and time management skills
• Self-starter with strong ability to work independently
• Proficiency in a foreign language is a plus
• Conduct complex data and financial analysis using data analytical techniques
• Advanced proficiency in conducting complex financial and data analysis using MS Access, MS Excel, Power BI or other data and financial analysis tools
• Experience in complex financial or data analysis in a consulting firm, forensic accounting firm, or a fraud management/investigation environment in financial services

Proficiency in a foreign language is a plus

• Access to an array of learning and development resources
• Variety of programs that help employees balance their work and life