Commercial Real Estate Underwriter Job at Citi (Hong Kong)

Underwriting Team Lead - Residential Real Estate & Commercial Real Estate

The Underwriting Team Lead is a seasoned professional role leading a team of RRE...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualification
Senior Credit Officer (SCO) or equivalent
Bachelor's/University degree or equivalent experience
Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience
Honesty, integrity and reputation
Financial soundness
Competence and capability

Job Responsibility

Manage the RRE and CRE Underwriting Team
Oversee new business requests, ongoing portfolio management, ad-hoc project management and some third-party vendor management
Serve as a key contact for residential mortgage product underwriting process
Originate, structure and transact residential and commercial real estate loans
Work closely with 2nd Line of Defence
Ensure ongoing effective portfolio management
Ensure all necessary internal and external reporting requirements are completed in a timely manner
Work closely with RRE and CRE Product Head and wider Lending Leadership Team on policy updates and strategy
Take a leading role in Internal Audit and BICR reviews
Provide regular input to the Private Bankers, Risk and management in terms of MIS, competitive feedback, key client status reports, promotional opportunities, etc.

Fulltime

Senior Vice President - Underwriter - (Structured Credit and Real Estate Underwriting)

The Senior Vice President position will hold a critical role within the Structur...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of credit, portfolio management or product experience (preferably real estate underwriting or asset management) in a financial institution, rating agency, financial guarantor, or asset management firm
Experience in leading a team and in coaching and mentoring junior bankers
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Ability to understand capital markets products and complex financing and product structures
Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
Pro-active disposition with ability to work autonomously and within a team
Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
On track for internal Senior Credit Officer designation is a plus

Job Responsibility

Accountability for ensuring strong analysis of the assigned Real estate portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
Supervise analysts and associates to perform periodic monitoring of the portfolio
Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Perform quality control of the approval memos to ensure accuracy and completeness of input
Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
Provide support to Director and other senior team members, lead projects and initiatives in the wider team
Support the ICM Real Estate Underwriting Verticals (Citi Community Capital, CRE) on strategic initiatives/projects

What we offer

Global Benefits
Best-in-class benefits
Work-life balance

Fulltime

Real Estate Underwriter

A highly regarded name in the market is seeking an experienced Real Estate under...

Location

United Kingdom

Salary:

50000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Real estate underwriting experience is essential
Have a good understanding of the commercial insurance market
Strong management skills
Exceptional organizational abilities
Excellent relationship management
Outstanding communication expertise

Job Responsibility

Develop and maintain relationships with your panel of brokers within the region
Underwrite mid-market and corporate real estate new and existing business cases
Work closely with other areas of the business on large, complex accounts
Support other areas of the business on a technical level
Ensure your panel is running profitably

Fulltime

Senior Real Estate Underwriter

A highly regarded name in the market is seeking an experienced underwriter who i...

Location

United Kingdom , London

Salary:

70000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Real estate underwriting experience is essential
Have a good understanding of the commercial insurance market
Excellent management skills
Excellent organisation skills
Excellent relationship management
Excellent communication skills

Job Responsibility

Develop and maintain relationships with your panel of brokers within the region
Underwrite mid-market and corporate real estate new and existing business cases
Work closely with other areas of the business on large, complex accounts
Support other areas of the business on a technical level
Ensure your panel is running profitably

Fulltime

Real Estate Underwriter

On behalf of a leading insurer, we are currently recruiting for a motivated Real...

Location

United Kingdom , London

Salary:

55000.00 - 60000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Minimum 2-3 years of experience in Real Estate or Property Underwriting, ideally within commercial lines
Demonstrated ability to manage underwriting portfolios effectively, delivering on growth and profitability targets
Knowledge of both UK and international real estate insurance markets and associated risk factors
Experience working with or within broker-led distribution models is preferred
Strong analytical and decision-making skills, with a keen eye for risk and opportunity
Confident communicator with excellent written and verbal communication abilities
Proven relationship-building skills with the ability to influence and negotiate at various levels
Self-driven and organised, capable of managing a workload with minimal supervision
Commercially astute and comfortable contributing to a high-growth, entrepreneurial environment
Willingness to travel as needed for client or team engagement

Job Responsibility

Underwrite a varied portfolio of real estate risks to achieve profitable outcomes
Assess risk submissions and set pricing and terms aligned with underwriting strategy
Build and maintain strong relationships with brokers and key stakeholders
Contribute to underwriting guidelines, tools, and process improvements
Ensure compliance with regulatory and internal standards
Provide real estate underwriting expertise and support product innovation
Independently manage and underwrite real estate submissions
Work closely with brokers to deliver tailored solutions
Track market trends and competitor activity to guide decisions
Document and communicate underwriting decisions clearly

Fulltime

Underwriter - Commercial Real Estate

The Underwriter role involves comprehensive financial and risk analysis of Comme...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6+ years of relevant experience
previous experience working directly in Commercial Real Estate underwriting or credit preferably in the financial services industry
strong financial modeling experience in Microsoft Excel, including complex financial modeling, data manipulation, and scenario analysis
ability to apply credit and risk principles toward business goals
demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

Job Responsibility

Conduct comprehensive financial analysis of Commercial Real Estate properties and associated sponsors/borrowers
develop and maintain complex financial models
prepare well-reasoned and succinct credit approval request memorandums highlighting risks and actionable recommendations
conduct projection modeling, stress testing and analyses
support Senior Underwriters in making credit decisions using quantitative models and qualitative judgment
oversee periodic relationship credit monitoring and prepare Annual Reviews, Quarterly Reviews, and Criticized Credit Reviews
proactively identify early warning signs of credit deterioration and propose corrective actions
review and validate financial spreads, reports, and static data updates
support internal reviews and regulatory exam responses
prepare executive-level summaries of financial analysis and risk assessments

Fulltime