Commercial Real Estate Underwriter, Citi

Citi

Location:
United Kingdom, London

Category:
Banking

Contract Type:
Employment contract

Salary:

Not provided

Save Job

Apply Position

Job Description:

The role of a Commercial Real Estate Underwriter is within Institutional Credit Management (ICM) at Citi, focusing on end-to-end credit underwriting, identification, measurement, and management of wholesale credit risk. The position involves responsibilities such as conducting in-depth financial analysis, supporting senior underwriters, monitoring credit relationships, and ensuring all transactions comply with regulatory and internal guidelines.

Job Responsibility:

Ensures Credit Approval Memo (CAM) packages are complete, accurate and thoroughly documented
Support Senior Underwriters in making recommendations/credit decisions, including risk ratings and regulatory classifications
Conducts in-depth analyses of financial data and other information provided by the client
Conducts projection modeling, stress testing and other analyses using research and evaluations from a wide variety of sources
Assesses deal strengths and weaknesses and risk factors
Ensures all transactions are in compliance with regulatory and Citi guidelines, policies and procedures
Remains current on all aspects of the credit relationship, including exposure, compliance, and potential credit concerns
Oversees periodic relationship credit monitoring including Annual Reviews (ARs), Quarterly Reviews (QRs), and Criticized Credit Reviews (CCRs)
Notifies bankers of any deterioration in operating performance based on financial reporting
Supports the Senior Underwriter and Underwriter during internal reviews (BICR, COBRA, IA) and external regulatory exam responses
Expected to be fully conversant on safe and sound risk practices within Real Estate Credit including all policies, procedures, laws, regulations and risk limits specific to their Portfolio

Requirements:

Relevant experience in underwriting
Previous experience working directly in Commercial Real Estate underwriting or credit preferably in the financial services industry
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

Additional Information:

Job Posted:
November 01, 2025

Employment Type:

Fulltime

Work Type:

On-site work

View All Jobs In This Company

Job Link Share:

Commercial Real Estate Underwriter