Commercial Real Estate Portfolio Associate Job at Wells Fargo (Bengaluru)

Commercial Real Estate Underwriter

This role involves conducting financial analysis of commercial real estate prope...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3-6 years of relevant experience
Previous experience working directly in Commercial Real Estate underwriting or credit preferably in the financial services industry
Strong financial modeling experience in Microsoft Excel, including complex financial modeling, data manipulation, and scenario analysis
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little to no supervision
Highly effective written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Bachelor's/University degree or equivalent experience
MBA or CFA or CA preferred

Job Responsibility

Conduct comprehensive financial analysis of Commercial Real Estate properties and associated sponsors/borrowers, including historical performance, pro forma projections, rent rolls, operating statements, and balance sheet analysis
Develop and maintain complex financial models specific to various CRE asset types and transaction structures
Prepare credit approval request memorandums, highlighting key risks, mitigants, and actionable recommendations
Conduct projection modeling, stress testing and other analyses using research and evaluations from a wide variety of sources
Support Senior Underwriters in making recommendations/credit decisions, including risk ratings and regulatory classifications
Oversee periodic relationship credit monitoring including preparing Annual Reviews, Quarterly Reviews, and Criticized Credit Reviews
Proactively identify early warning signs of credit deterioration and elevate concerns to senior portfolio managers
Review and validate the quality of financial spreads, reports, and static data updates
Support Senior Underwriter and Underwriter during internal reviews and external regulatory exam responses
Prepare executive-level materials and presentations summarizing complex financial analysis and risk assessments

What we offer

Extensive on-the-job training
Exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Equal opportunity employer policies and practices

Fulltime

Real Estate Lawyer

A leading international law firm based in London is seeking a Real Estate Lawyer...

Location

United Kingdom , London

Salary:

75000.00 - 95000.00 GBP / Year

Brandon James

Expiration Date

Until further notice

Requirements

Qualified solicitor in England & Wales with at least 2 years’ PQE in commercial real estate
Strong academic background with a minimum of a Law degree (or equivalent)
Sound knowledge of landlord and tenant matters, sales, purchases, and development work
Confident communicator with strong drafting and negotiation skills
Ability to manage workload effectively while working to deadlines

Job Responsibility

Support a variety of transactional real estate matters, including acquisitions and disposals, landlord and tenant matters, and portfolio management
Contribute to the firm’s cross-border work
Build client relationships
Take on early responsibility for running matters under appropriate supervision
Support partners with business development initiatives
Contribute to knowledge sharing within the team

What we offer

Competitive salary
Exposure to complex, cross-border matters with high-profile clients
Supportive team environment with ongoing training and development
Opportunities for progression within a recognised real estate practice

Fulltime

Real Estate Underwriter

On behalf of a leading insurer, we are currently recruiting for a motivated Real...

Location

United Kingdom , London

Salary:

55000.00 - 60000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Minimum 2-3 years of experience in Real Estate or Property Underwriting, ideally within commercial lines
Demonstrated ability to manage underwriting portfolios effectively, delivering on growth and profitability targets
Knowledge of both UK and international real estate insurance markets and associated risk factors
Experience working with or within broker-led distribution models is preferred
Strong analytical and decision-making skills, with a keen eye for risk and opportunity
Confident communicator with excellent written and verbal communication abilities
Proven relationship-building skills with the ability to influence and negotiate at various levels
Self-driven and organised, capable of managing a workload with minimal supervision
Commercially astute and comfortable contributing to a high-growth, entrepreneurial environment
Willingness to travel as needed for client or team engagement

Job Responsibility

Underwrite a varied portfolio of real estate risks to achieve profitable outcomes
Assess risk submissions and set pricing and terms aligned with underwriting strategy
Build and maintain strong relationships with brokers and key stakeholders
Contribute to underwriting guidelines, tools, and process improvements
Ensure compliance with regulatory and internal standards
Provide real estate underwriting expertise and support product innovation
Independently manage and underwrite real estate submissions
Work closely with brokers to deliver tailored solutions
Track market trends and competitor activity to guide decisions
Document and communicate underwriting decisions clearly

Fulltime

ICM In-Business Quality Assurance - Real Estate and Structured Credit Underwriting

Institutional Credit Management’s (“ICM”) objective is to provide an integrated ...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable quality control / quality assurance experience, including 5 - 7 years in banking, credit risk management, credit risk internal audit, loan review or quality assurance function at a large financial institution, established rating agency, or equivalent
Familiarity with risk management and controls frameworks related to credit risk management or another financial risk discipline
Ability to understand policies and procedures and execute change seamlessly
Understanding of complex counterparty credit product structures, and ideally versed in securitization and credit financing products such as ABS, CLOs, TRS and Commercial Real Estate, etc.
Background on core credit analysis and underwriting for large corporate and finance industries and awareness of risks and controls associated with credit approvals
Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively with little supervision
Evolving interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Excellent written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Ideally, experience in preparing presentations for senior stakeholders
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills

Job Responsibility

Support the QA Head of Real Estate and Structured Credit Underwriting in discussions to define the Quality Assurance function and Reviews across ICM coverage universe
Provide effective credible challenge during QARs to Business Region Heads and Portfolio Managers, with respect to credit memorandums and associated process quality to ensure that weaknesses in such processes are identified and escalated as appropriate
Provide support to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework
Under the supervision of the Quality Assurance Head – Real Estate and Structured Credit Underwriting, support the execution of the following: Consistent and objective assessments during QARs and subsequent follow-up on corrective actions that were raised during QARs
Sustainability testing of corrective actions resulting from issues raised by Internal Audit or Regulators
Synthesis and preparation of Quality Assurance Reports to ICM business management that communicate and measure results and identify negative trends and potential solutions
Support the In-Business QA function in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
Support the QA Head of Real Estate and Structured Credit Underwriting to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
Support the Global Head of WCR In-Business QA on internal projects and initiatives
Support ICM Voice of the Employee (VOE) initiatives

Fulltime

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