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Commercial Real Estate Credit Analyst

United States, Waltham · Job Posted June 15, 2026
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Job Responsibility

  • Evaluate commercial real estate credit requests by analyzing property performance, borrower strength, guarantor support, and overall repayment capacity
  • Assist with underwriting activities for new and existing lending relationships, including renewals, extensions, and modifications
  • Review financial documents such as rent rolls, operating statements, tax returns, and borrower financial packages to identify trends and risk factors
  • Monitor portfolio performance by tracking covenant compliance, financial reporting requirements, and outstanding credit exceptions
  • Prepare clear and accurate credit summaries, portfolio reports, and management updates to support lending and risk review processes
  • Maintain organized records and follow up with borrowers or internal partners to obtain required financial information within established deadlines
  • Support credit administration activities related to commercial loan documentation, reporting, and ongoing account maintenance
  • Communicate effectively with relationship teams and other stakeholders to help resolve issues, clarify financial information, and support sound credit decisions

Requirements

  • At least 2 years of experience in credit analysis, with commercial lending exposure required
  • Background in commercial real estate credit review, including analysis of income-producing properties and related borrower financials
  • Working knowledge of financial accounting principles and the ability to interpret statements, tax returns, and operating results
  • Strong analytical skills with experience assessing credit quality, identifying risk, and supporting underwriting recommendations
  • Ability to manage multiple priorities, maintain accuracy, and meet deadlines in a fast-paced environment
  • Experience preparing financial reporting, borrower tracking, or portfolio monitoring documentation
  • Proficiency in communicating with internal teams and external stakeholders in a clear and organized manner

What we offer

  • Medical, vision, dental, and life and disability insurance
  • 401(k) plan

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