Commercial Lending Underwriter Job at Citi (Irving)

Credit Risk Underwriter

We are looking for a seasoned Credit Underwriter to join our team, focusing on s...

Location

Colombia , Bogotá

Salary:

Not provided

Jeeves

Expiration Date

Until further notice

Requirements

5+ years in credit underwriting, with experience in commercial credit risk in the Colombian market
Solid understanding of the Colombian regulatory landscape (e.g., SARLAFT) and legal frameworks regarding commercial lending, guarantees, and collateral enforcement
Expertise working with local credit bureaus (e.g., DataCrédito, TransUnion) and interpreting local tax/legal documents (Rut, Cámara de Comercio, Declaración de Renta)
Advanced proficiency in financial modeling and 'spreading' financial statements
ability to reconstruct cash flows from raw data
Understanding of how risk models operate and how to explain components of underwriting assessment
Must have the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower’s ability to repay loans
Demonstrated ability to work well with internal sales teams and balance need for prudent underwriting and following guidelines with a mindset and bias to enable growth
Experience with corporate credit cards, payments, lending, or related industries
Intellectual curiosity

Job Responsibility

Responsible for underwriting commercial loans for new and existing customers leveraging provided software cutting-edge models and alternative data to assess businesses of various scales
Conduct in-depth analysis of financial statements (Balance Sheet, P&L, Cash Flow) to determine debt service capacity, leverage, and liquidity positions
Prepare comprehensive credit memos and present recommendations to the Credit Committee, clearly articulating key risks, mitigants, and structuring rationales
Structure complex credit facilities, including recommending appropriate covenants, collateral requirements, and terms that align with the borrower's risk profile
Assists team members in evaluating new data sources in Colombia
Provide input for improving efficiency for the underwriting team
Establishes rapport
maintains and grows important relationship within the portfolio

Fulltime

New

Relationship Manager II-Commercial Real Estate

The Relationship Manager II-Commercial Real Estate manages commercial real estat...

Location

United States of America , Hicksville

Salary:

117185.00 - 193355.00 USD / Year

Flagstar Bank

Expiration Date

Until further notice

Requirements

Undergraduate Degree (4 years or equivalent)
4+ Years of experience as a Commercial Lending Relationship Manager and/or commercial loan sales
5+ years of experience with commercial lending credit
Advanced knowledge of commercial lending credit, underwriting and loan structuring skills
Advanced analytical skills to understand financial and cash flow analyses
Advanced negotiation skills
Excellent verbal and written communication skills
Computer proficiency in Microsoft Office applications including Word and Excel
Demonstrates a strong ability to build and maintain effective relationships with stakeholders
Builds trusted client relationships

Job Responsibility

Manages commercial real estate loan relationships
Generates new business development and relationships that will produce revenue
Generates deal flow directly from clients/prospects
Orchestrates a team approach to the relationship
Responsible for the origination, negotiation, structuring, pricing, underwriting, and closing of loans
Manages a moderately complex commercial loan portfolio ensuring the highest loan quality with minimal risk
Manages the on-going monitoring of portfolio quality
Ensures compliance with applicable laws, regulations and guidelines
New Business Origination: Develops and maintains relationships to generate direct deal flow
Coordinates the team approach to approving and closing new deals

What we offer

Medical, dental, vision, life, and disability insurance
Comprehensive leave program

Fulltime

Underwriting Team Lead - Residential Real Estate & Commercial Real Estate

The Underwriting Team Lead is a seasoned professional role leading a team of RRE...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CeMAP qualification
Senior Credit Officer (SCO) or equivalent
Bachelor's/University degree or equivalent experience
Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience
Honesty, integrity and reputation
Financial soundness
Competence and capability

Job Responsibility

Manage the RRE and CRE Underwriting Team
Oversee new business requests, ongoing portfolio management, ad-hoc project management and some third-party vendor management
Serve as a key contact for residential mortgage product underwriting process
Originate, structure and transact residential and commercial real estate loans
Work closely with 2nd Line of Defence
Ensure ongoing effective portfolio management
Ensure all necessary internal and external reporting requirements are completed in a timely manner
Work closely with RRE and CRE Product Head and wider Lending Leadership Team on policy updates and strategy
Take a leading role in Internal Audit and BICR reviews
Provide regular input to the Private Bankers, Risk and management in terms of MIS, competitive feedback, key client status reports, promotional opportunities, etc.

Fulltime

Senior Credit Analyst

Reporting into the Credit Team Leader the successful candidate will be responsib...

Location

Australia , Sydney

Salary:

Not provided

Prospa

Expiration Date

Until further notice

Requirements

Minimum 3 to 5 years underwriting / Credit analyst experience required
Bachelor’s degree in finance, accounting, or related field desirable but not necessary
Previously held a DLA (delegated lending authority)
Experience in commercial lending
Experience with business financial documents such as Profit & Loss, Balance Sheets, AR/RP
Strong credit risk acumen and commercial judgement
Familiarity with personal and company credit reports, ASIC searches, and other various background information

Job Responsibility

Coordinating the underwriting of commercial loan applications upto an exposure of $1mil
Bank statement analysis for up to $500K & Financial statement analysis for upto $1mil
Providing in-depth detailed analysis of financial statements, industry risk, and credit risk
Presenting deals to Credit Committee with a comprehensive understanding of the risk and associated mitigants in each transaction, as well as providing a strong recommendation on the proposed outcome and offered insight to upper management regarding credit decisions
Conduct credit calls with clients and relevant stakeholders to collect additional information relevant to the proposed transaction
Liaising with stakeholders in other areas of the business to provide scenario and deal workshopping support
Preparing clear, thorough and informative credit papers for each application
Comply with internal controls and government regulations

What we offer

Learning days
Learning allowance
Leadership programs
CliftonStrengths workshops
Digital learning
Biannual companywide learning weeks
Fitness initiatives
Seasonal programs (including flu shots, massages, skin checks, wellness classes)
Additional "Me Days"
Access to holistic EAP coaching

Credit Underwriter

Robert Half Finance and Accounting Contract Talent is seeking a temporary credit...

Location

United States , Creve Coeur

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Previous experience in credit underwriting or commercial credit analysis
Strong ability to interpret financial statements and assess risk
Excellent analytical and written communication skills
Ability to work independently in a professional environment
Experience within a banking or financial services setting is preferred
Proficiency in credit analysis tools and methodologies
Attention to detail and accuracy in preparing reports and summaries

Job Responsibility

Conduct detailed credit analysis for commercial and banking related lending requests
Review financial statements and assess borrower strength
Prepare written credit summaries for management review
Support the underwriting team with daily workflow needs
Assist with evaluating credit risk and recommending appropriate credit actions
Collaborate with internal partners to ensure timely review and completion of underwriting tasks

What we offer

Medical insurance
Vision insurance
Dental insurance
Life and disability insurance
Eligibility to enroll in the 401(k) plan

Fulltime

New

Vice President - Credit Analyst - Commercial Lending Management

This is a strategic professional who stays abreast of developments within own fi...

Location

Thailand , Bangkok

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years previous credit authority experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team
Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
Bachelor’s/University degree, Master’s degree preferred

Job Responsibility

Interface with and support bankers in underwriting requests for commercial credit extensions
Prepare a detailed written credit summary of commercial applicants
Perform detailed financial analysis on companies, including trend and ratio analysis
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence
Maintain a solid understanding of Citibank products and services
Maintain compliance with Citibank credit policies/practices and regulatory policies
Assists business unit goals by continuous identification of process improvements and efficiencies
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers
Other duties as required to support business unit and company goals

Fulltime

New

Bilingual credit application analyst

We are seeking a highly organized, focused, and detail-oriented Bilingual Operat...

Location

Canada , Toronto

Salary:

26.90 CAD / Hour

Randstad

Expiration Date

February 16, 2026

Requirements

Bilingual Proficiency: Fluent in reading and writing in both French and English
Financial Statement Analysis: Proven ability to read and understand complex financial statements
Technical Proficiency: Solid experience with Microsoft Office Suite (Word, Excel)
Attention to Detail: Demonstrated high attention to detail in previous roles
Exceptional Attention to Detail and organizational skills
Strong ability to work independently and exercise critical thinking and problem-solving skills
A focused, results- and goal-oriented mindset, with the ability to maintain high work quality under pressure
Education: Minimum post-secondary degree in Commerce, Business Administration, or equivalent credit experience
Experience: 2-4 years of overall professional experience, ideally in a financial or administrative setting

Job Responsibility

Underwriting & Review: Responsible for the complete underwriting of annual commercial credit reviews across a wide range of industries
Financial Analysis: Read, understand, and analyze commercial borrowers' financial statements to assess risk
Compliance: Ensure adherence to lending policies and procedures, including accurate risk rating assessment
Documentation: Maintain a keen attention to detail and high degree of data input accuracy throughout the review process
Stakeholder Interaction: Communicate effectively and clearly with internal partners/Commercial Banking Centres regarding review status and required information
Productivity: Work efficiently to meet daily productivity targets in a high-volume, high-pressure environment while maintaining high-quality standards
Teamwork: Function effectively as an independent worker with minimal supervision and as a collaborative team player

What we offer

Exposure: Gain direct, hands-on experience and exposure to the Commercial Banking operations environment
Skill Development: Deepen your expertise in commercial credit reviews, including the analysis of financial statements, lending policies, and risk rating assessment
Growth Potential: Strong potential for a contract extension and/or conversion to a permanent position based on performance against productivity and accuracy targets

Fulltime

Senior Business Analyst

Jeeves is a groundbreaking financial operating system built for global businesse...

Location

Colombia , Bogotá

Salary:

Not provided

Jeeves

Expiration Date

Until further notice

Requirements

4+ years in analytics within credit risk management
Fluent in English
Excellent written and verbal communication skills
Intellectual curiosity
Experience in commercial credit risk, specifically within credit cards, payments, lending, or related industries
Proven ability to translate complex data and model results into actionable business strategies
Experience utilizing alternative data sources
Advanced proficiency in SQL and Excel
Experience using Python or R for data analysis and statistical modeling (regression, clustering, etc.)

Job Responsibility

Lead the development of best in class data-driven credit policies and business strategies: Leverage external (e.g. banking, tax, financial, credit bureau and other data) and internal performance data to develop credit policies (e.g. underwriting criteria, dynamic credit limit programs, etc.)
Minimize credit loss by developing and implementing appropriate processes and procedures to identify and mitigate high risk customers
Design and implement data-driven strategies for customer management, including policies for credit line increases, decreases, and line reinstatements
Work closely with the sales and business development teams to support business growth strategies that preserve effective underwriting and ensure the appropriate application of Jeeves’ credit policy
Deliver advancements in data and analytics: Contribute to the development of a data and analytics framework to improve processing, underwriting, tracking, risk management, and reporting procedures
Design and execute data driven analyses and tracking procedures to enhance insights on credit risk for individual, and the portfolio of companies
Leverage predictive statistical methodologies (e.g., linear/logistic regression, segmentation analysis) to draw insights and develop business strategies
Partner with data scientists to build and leverage credit risk models to optimize credit policies and improve business performance
Improve credit monitoring and governance: Define key performance indicators (KPIs) for credit portfolios
build dashboards to monitor portfolio health and strategy performance

Fulltime

Commercial Lending Underwriter

Citi

Location:
United States , Irving

Category:
Banking

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
December 31, 2025

Expiration:
January 06, 2026

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Job Description:

Job Responsibility:

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Category:
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Job Posted:
December 31, 2025

Expiration:
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