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Commercial Lending & Finance Attorney

United States, Providence 185000.00 - 250000.00 USD / Year · Job Posted June 15, 2026
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Job Description

Our client, a successful full-service law firm, is seeking a Commercial Lending & Finance Attorney to join their team. This position is well suited for a senior attorney who brings sound judgment, strong client communication, and a highly organized approach to managing complex transactions. The role offers the opportunity to advise on financing arrangements involving commercial assets and real estate while contributing to high-quality legal service and a strong reputation.

Job Responsibility

  • Represent banks, institutional lenders, private lenders, and borrowers in complex commercial lending and finance transactions, including first- and second-lien commercial real estate financings
  • Structure, negotiate, document, and close commercial real estate credit facilities secured by mortgages, deeds of trust, and other collateral arrangements
  • Advise clients on all aspects of commercial real estate finance transactions, including acquisition, development, construction, refinancing, and permanent financing matters
  • Draft, review, and negotiate loan agreements, promissory notes, guaranties, security agreements, intercreditor agreements, and other financing-related documentation
  • Conduct and oversee due diligence reviews related to financing transactions, including title, survey, zoning, environmental, organizational, and collateral matters
  • Review title insurance commitments and policies, identify title-related risks, prepare title objection and clearance correspondence, and coordinate resolution of title issues
  • Structure and perfect security interests in real property, personal property, fixtures, equipment, tenant improvements, accounts, and other collateral
  • Advise clients regarding commercial leases, easements, deeds, deeds of trust, and other real estate-related agreements and instruments
  • Represent lenders and borrowers in loan modifications, workouts, restructurings, foreclosures, and other distressed asset matters
  • Provide strategic guidance on risk management, collateral protection, and regulatory compliance throughout the lending process
  • Assist with related commercial real estate acquisitions, dispositions, investments, corporate transactions, and mergers and acquisitions when financing components are involved
  • Coordinate with title companies, surveyors, borrowers, lenders, investors, consultants, and other stakeholders to facilitate successful transaction execution
  • Maintain organized transaction records and client files while ensuring timely communication and exceptional client service throughout all phases of representation

Requirements

  • 10+ years of continuous, substantive, and verifiable experience in commercial lending, commercial real estate finance, and secured transactions
  • Extensive experience representing financial institutions, lenders, borrowers, and investors in sophisticated commercial real estate financing transactions
  • Demonstrated expertise in structuring, negotiating, documenting, and closing complex credit facilities and real estate-secured lending transactions
  • In-depth knowledge of commercial real estate finance, secured lending, title matters, collateral perfection, and real estate due diligence
  • Strong understanding of loan workouts, restructurings, distressed asset transactions, and creditor rights issues
  • Experience with commercial real estate acquisitions, dispositions, development projects, corporate transactions, and mergers and acquisitions is highly desirable
  • Excellent drafting, negotiation, analytical, and problem-solving skills, with the ability to develop practical and business-oriented legal solutions
  • Exceptional oral and written communication skills with the ability to effectively advise sophisticated clients and transaction participants
  • Comprehensive knowledge of applicable federal and state laws, regulations, filing requirements, and legal procedures affecting commercial lending and real estate transactions

Nice to have

Experience with commercial real estate acquisitions, dispositions, development projects, corporate transactions, and mergers and acquisitions is highly desirable

What we offer

  • Medical, vision, dental, and life and disability insurance
  • 401(k) plan

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