This list contains only the countries for which job offers have been published in the selected language (e.g., in the French version, only job offers written in French are displayed, and in the English version, only those in English).
We are looking for a skilled Commercial Credit Analyst to join our team in Golden, Colorado. In this Contract to permanent position, you will play a critical role in evaluating creditworthiness and supporting lending activities within the commercial and agricultural sectors. This position is ideal for professionals who excel at financial analysis, compliance, and ensuring proper execution of loan processes.
Job Responsibility:
Assess and verify lender-assigned risk grades for smaller commercial, business, and consumer loans, delivering detailed reports to lenders and management
Analyze financial statements to assist lenders in evaluating creditworthiness and making informed lending decisions
Review complex loan documentation to ensure compliance, completeness, and enforceability for new and existing loans
Compile and prepare quarterly reports for board presentations, providing auditors and regulators with required compliance data
Conduct appraisal reviews to support accurate evaluations and decision-making processes
Participate in onsite visits with commercial lenders to meet prospects or customers and better understand their business operations
Provide training and guidance for business loan staff to enhance their knowledge and skills
Assist with special projects and assignments to support organizational goals
Adhere to all applicable laws, regulations, and company policies, including compliance with the Bank Secrecy Act and the Patriot Act
Requirements:
Proven experience in credit analysis, particularly in commercial and agricultural lending
Strong ability to review and interpret financial statements for credit evaluation
Familiarity with loan documentation processes and regulatory compliance
Proficiency in preparing detailed reports for management and regulatory bodies
Effective communication skills, including the ability to train and collaborate with team members
Willingness to conduct onsite visits with lenders and clients as needed
Knowledge of relevant laws and regulations, including the Bank Secrecy Act and Patriot Act
Attention to detail and ability to manage multiple tasks effectively