Commercial Counsel, Payments and Banking Jobs

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Location:
United States, Bay Area

Category:
Legal

Contract Type:
Not provided

Salary:

217800.00 - 326800.00 USD / Year

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Job Description:

As the payments and banking commercial counsel, you will help provide commercial legal support to our Afterpay, Cash App, Square, and Tidal teams. You will review, draft, and negotiate complex agreements with different payments and banking partners including, payment networks, financial institutions, payment aggregators, and digital wallet partners. Additionally, you will collaborate with team members and cross-functional partners to ensure compliance with our commercial and regulatory obligations. We are specifically seeking someone with transactional experience in issuing, acquiring, or with payment networks.This is an individual contributor role and will report to the Head of Payments and Banking Commercial Counsel.

Job Responsibility:

Draft and negotiate complex payments, banking, and other commercial agreements
Provide concise legal advice with a focus on a principled risk approach
Resolve issues that arise in existing commercial relationships
Partner and collaborate with cross-functional partners to assess legal risks, develop strategies to mitigate risks while supporting business growth and new ideas, and ensure compliance with our commercial obligations
Stay abreast of regulatory developments and industry trends affecting payments and banking, and advise relevant stakeholders on compliance requirements and best practices
Use AI in daily work to streamline processes and create efficiencies
Help maintain commercial payments templates, playbooks, and processes

Requirements:

A J.D. with an active membership in at least one state bar
8+ years of experience, with a focus on commercial transactions in payments, banking, or financial services
In-house experience at a Fintech or financial services company
Prior experience working with payment networks, issuers, acquirers, or payment facilitators
Knowledge of financial services and payments compliance requirements, including issuing, acquiring, networks, partnerships, data security, and privacy within the payments industry
Experience drafting and negotiating complex contracts
Demonstrated background in communication and coordination of complex issues and projects with diverse levels of management and cross-functional partners
A passion for the payments industry
Team-oriented and collaborative approach, leaving ego at the door

What we offer:

Remote work
medical insurance
flexible time off
retirement savings plans
modern family planning

Additional Information:

Job Posted:
December 06, 2025

Employment Type:

Fulltime

Work Type:

Remote work

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Commercial Counsel, Payments and Banking