Commercial Counsel, Payments and Banking Job at Block (Bay Area)

Counsel, Commercial Payments

Citizens is seeking a highly motivated, results‑oriented attorney to join our Le...

Location

United States , Boston, Massachusetts; Johnston, Rhode Island; Westwood, Massachusetts

Salary:

135000.00 - 150000.00 USD / Year

Citizens Bank

Expiration Date

Until further notice

Requirements

1–3 years of relevant law firm or in‑house legal experience
Juris Doctor (JD) from an accredited law school
Active admission to at least one U.S. state bar
Strong critical thinking, legal analysis, and problem‑solving skills
Ability to thoughtfully challenge the status quo while delivering practical, business‑focused legal solutions
Strong communication skills, with the ability to translate complex legal concepts for diverse audiences
Sound judgment and the ability to balance legal risk with business objectives
Comfort operating in a fast‑paced, evolving environment while managing a broad range of legal matters
Highly collaborative team player with a positive attitude, growth mindset, resilience, and strong interpersonal skills

Job Responsibility

Draft and negotiate contracts for the Commercial Bank’s payments products, including ACH, wires, real‑time payments, embedded payments, and other third‑party payment arrangements
Advise on payments‑related laws, regulations, and network rules, including UCC Articles 3, 4, and 4A, and NACHA Operating Rules
Partner closely with senior attorneys, product owners, Risk, and Compliance partners on new initiatives, complex problem‑solving, and escalated customer issues
Monitor changes in the legal and regulatory landscape and research, analyze, and provide sound legal advice related to existing and evolving financial products and services
Serve as a trusted advisor to business, Risk, Compliance, and other functional partners on strategic initiatives, contract interpretation and negotiation, internal audits, regulatory examinations, and dispute resolution
Provide legal support to commercial operations teams by delivering timely, practical guidance on day‑to‑day matters
Coordinate with, manage, and oversee outside counsel, as appropriate

What we offer

comprehensive medical, dental, and vision coverage
retirement benefits
maternity/paternity leave
flexible work arrangements
education reimbursement
wellness programs
paid time off policy exceeds the mandatory paid sick or paid time‑away policy of every local and state jurisdiction in the United States
opportunity to earn an annual discretionary bonus

Fulltime

Senior Counsel, Payments EU

Uber is looking to hire an exceptional attorney with expertise in European payme...

Location

Netherlands , Amsterdam

Salary:

Not provided

Uber

Expiration Date

Until further notice

Requirements

An enthusiastic, team player with a passion for how technology can influence peoples’ lives responsibly and within the law
A minimum of 8 years experience with preference for a mix of in-house and law firm background
Strong financial regulatory background, including knowledge of the laws and regulations that regulate payments and other types of regulated financial services in the EU and experience dealing with government agencies and regulators in this field
Qualified attorney and Member of Bar Association or otherwise eligible to practice as In-House Counsel
Possess excellent business judgment, communication and interpersonal skills
Enthusiastic about Uber

Job Responsibility

Work with colleagues from Uber’s legal, commercial, product, and operations teams responsible for Uber’s payments and financial services ecosystem, helping to set strategy and provide legal leadership across the EU region
Be a key advisor to business leadership regionally on legal risks and opportunities, payments and fintech/regtech innovations, development of financial services regulations, consumer protection themes, AML, KYC, sanctions, and other areas where the law meets the business
Proactively monitor and advise the business on current and new financial services regulations and card scheme rules that could impact Uber’s business model and growth
Be involved in the design, planning and launch of new and exciting product developments and business initiatives across the region and internationally, including fintech services and partnerships
Negotiate commercial agreements with payment processors, banks, fintech partners and payments-related support vendors
Manage outside counsel regionally, including budget planning and monitoring with the aim to ensure that the company receives cost effective legal advice

Fulltime

Product Counsel, Payments

We are looking for an experienced Senior Product Counsel to lead legal support f...

Location

United States , New York, NY; San Francisco, CA; Los Angeles, CA

Salary:

260000.00 - 325000.00 USD / Year

Whatnot

Expiration Date

Until further notice

Requirements

Juris Doctor (J.D.) and active membership in at least one U.S. jurisdiction (CA or NY preferred)
8+ years of combined experience in a top law firm and/or in-house legal department
At least 3 years advising on payments, fintech, or financial services matters
Deep understanding of payments law and infrastructure, including card network operating rules, money transmission, and merchant acquiring frameworks
Proven experience negotiating commercial and technology agreements with financial institutions, processors, or payment partners
Strong familiarity with U.S. and international regulatory frameworks, including PSD2, e-money, AML, and consumer finance regulations
Ability to work cross-functionally in a fast-paced, product-driven environment, providing actionable guidance to non-legal stakeholders
Excellent communication, drafting, and interpersonal skills, with a bias toward clarity and collaboration
A proactive, business-minded approach and comfort with ambiguity
A sense of humor and humility

Job Responsibility

Provide strategic and practical legal advice to product, engineering, and business teams on the design and rollout of payment products, merchant services, and financial infrastructure
Advise on regulatory and compliance requirements, including U.S. and international payment regulations, money transmission, stored value, AML/BSA, consumer protection, and card network rules
Draft, negotiate, and manage complex commercial agreements with processors, acquiring banks, payment facilitators, and other financial partners
Partner with Compliance, Risk, and Product Operations to develop scalable policies, playbooks, and controls that support compliant and sustainable growth
Support expansion of payment products into new jurisdictions, assessing cross-border licensing and regulatory frameworks
Collaborate with Business Development on strategic financial partnerships and integrations
Stay current on developments in payments, fintech, and digital commerce regulation, and advise leadership on implications for product strategy
Help build the infrastructure for a world-class legal function that scales with Whatnot’s growth

What we offer

Offers Equity
Generous Holiday and Time off Policy
Health Insurance options including Medical, Dental, Vision
Work From Home Support
Home office setup allowance
Monthly allowance for cell phone and internet
Care benefits
Monthly allowance for wellness
Annual allowance towards Childcare
Lifetime benefit for family planning, such as adoption or fertility expenses

Fulltime

Senior Counsel - Commercial and New Payment Flows - Acceptance

Mastercard is seeking an experienced attorney to be responsible for providing co...

Location

United Kingdom , London

Salary:

Not provided

Mastercard

Expiration Date

Until further notice

Requirements

Qualified lawyer with a solid academic and training background
in-house work experience
familiarity of law / regulation in the banking, remittance and payments space
licensed to practice in the relevant jurisdiction
Experience reviewing and advising on the development of external facing marketing, user content, and user experiences
Able to work independently and collaboratively, spot issues, prioritize and multi-task effectively in a fast-paced sales environment
Keen business insight and strong communication skills to interact confidently and effectively with internal clients, Mastercard customers and law and policy colleagues, including senior management and Mastercard executives
Complex transactional legal experience at a reputable law firm or as an in-house counsel
Strong drafting and negotiating skills with the ability to understand and simplify complex concepts, issues, technologies, and deal structures
A team player, willing to take on responsibilities and roles that support the team, department, region and the company

Job Responsibility

Acting as a day-to-day advisor for our sales clients by partnering with the business and legal specialists to deliver on strategy, including expanding commercial card acceptance
and securing Mastercard’s share with merchants, acquirers, prepaid program managers, issuers and digital partners
Advising business on a wide range of commercial and contractual matters including legal and business risk assessment
and analysis on diverse matters from new product constructs to commercial agreements
Collaborating with internal subject matter experts to better understand and be able to advise holistically on our products and relevant regulatory, compliance, privacy and antitrust issues
Providing support to the Commercial Solutions business development teams to support product sales initiatives
Autonomously structuring, drafting, reviewing, and negotiating complex customer agreements, including identifying legal and business risks and recommending solutions
Engaging on strategic relationships and partnership agreements with our digital partners
Training and educating clients on processes, risks, changes in laws and regulations and the regulatory landscape of different regions on an ongoing basis
Partnering with regional compliance leads to ensure products and services comply with corporate policies, such as gifts and hospitality, anti-bribery and anti-corruption and third party on-boarding

Fulltime

Sba Portfolio Operations Manager

We are looking for an experienced SBA Portfolio Operations Manager to oversee th...

Location

United States , Minneapolis

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor’s degree in Business or a related field from an accredited institution is preferred
Minimum of 3-5 years of detail-oriented experience, ideally in commercial real estate, banking, accounting, or finance
Proficiency in loan administration, including SBA 504 and SBA 7(a) lending processes
Solid understanding of commercial lending and bank operations
Experience with loan servicing and portfolio management
Strong analytical and problem-solving skills, with the ability to handle complex servicing requests
Excellent communication and interpersonal skills for collaboration with diverse stakeholders
Ability to manage multiple priorities and meet deadlines in a fast-paced environment

Job Responsibility

Conduct regular site visits to monitor existing loan portfolios and collaborate with customers, attorneys, bankers, and insurance agents
Manage routine portfolio tasks such as tracking insurance payments, real estate taxes, and bank balances, while coordinating efforts with internal team members
Develop and maintain internal systems to document portfolio activities, ensuring deadlines are consistently met
Create and implement reporting structures for portfolio management, providing quarterly updates and highlighting areas of concern
Maintain a comprehensive database of loan information, ensuring it aligns with organizational needs
Address customer inquiries regarding loan modifications, assumptions, subordination, and release of collateral
Analyze and document servicing requests, ensuring timely follow-up and resolution through effective monitoring systems
Lead efforts to resolve problem loan situations, working closely with borrowers, banks, legal counsel, and other stakeholders under the direction of senior leadership
Communicate with customers and relevant parties to address questions and resolve issues related to loan servicing
Monitor late payments, technical defaults, and other key indicators, maintaining a watchlist to ensure timely and high-quality servicing

What we offer

medical
vision
dental
life and disability insurance
company 401(k) plan

Legal Counsel

As Legal Counsel - US, you will be Aspora’s primary legal owner for our US busin...

Location

United States

Salary:

Not provided

Aspora

Expiration Date

Until further notice

Requirements

JD from an accredited US law school and active membership in at least one US state bar
eligible to practice in your state of residence (in-house registration where applicable)
3 – 5 years of post-qualification experience in legal roles focused on financial services, payments, or fintech—whether in-house or at a top law firm advising such clients
Strong working knowledge of US money transmission and payments law, consumer financial services rules (including EFTA/Reg E and UDAP/UDAAP concepts), and the legal dimensions of BSA/AML, sanctions, and data privacy
Track record of partnering with product, compliance, and operations teams to launch or scale financial products in a regulated environment, ideally across multiple states or jurisdictions
Exceptional drafting and negotiation skills
able to create clear, commercially focused contracts and policies that reflect our risk appetite
Risk-based mindset with the ability to propose pragmatic, business-oriented solutions that balance regulatory expectations, customer protection, and growth
Comfortable operating as an early legal hire in a fast-moving environment—hands-on, resourceful, and decisive under ambiguity
Excellent communicator who can simplify complex legal concepts, influence stakeholders at all levels, and build trust with regulators, partners, and internal teams

Job Responsibility

Serve as primary US legal counsel for Aspora’s US money transmission, remittance, and payments offerings, providing day-to-day advice to product, operations, compliance, and leadership
Advise on the legal aspects of state money transmitter licensing (MTLs), NMLS filings, product structures, and customer journeys, partnering closely with the US CCO and compliance team
Interpret and advise on US federal and state laws affecting our business, including money transmission laws, EFTA/Reg E, consumer protection/UDAP, BSA/AML and sanctions (from a legal perspective), privacy, and marketing/advertising rules
Draft, review, and negotiate a wide range of commercial agreements, including bank and program- manager arrangements, payment processor agreements, vendor contracts, and partnership deals
Own and maintain customer-facing legal content for the US (terms and conditions, disclosures, consent language, privacy notices), and support the development of internal policies and playbooks
Support interactions with US regulators, state agencies, banking partners, auditors, and external counsel, including preparing responses to exams, inquiries, and complaints
Monitor legal and regulatory developments impacting remittances, payments, and consumer financial services, and proactively translate them into concrete product and process changes
Able to handle multi-jurisdictional legal matters in close coordination with our global legal team
Build scalable templates, training, and guidance to help non-legal teams spot issues early and make sound, risk-aware decisions

What we offer

Competitive salary and opportunity for wealth creation
Professional development budget and learning stipends
Wellness benefits and team bonding initiatives

Fulltime