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Commercial Banking Portfolio Manager

India, Bengaluru Employment contract · Job Posted June 10, 2026
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Job Description

Wells Fargo is seeking a Commercial Banking Portfolio Manager.

Job Responsibility

  • Research complex credit investigations and diverse credit information for loans
  • Identify opportunity for process improvements within scope of responsibilities or functional area
  • Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
  • Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
  • Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers

Requirements

  • 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • Post-graduate qualification in Finance, Banking, Economics, or Accounting, or equivalent (MBA, CA, CMA, or similar)
  • 2+ years of commercial credit experience across diversified asset classes
  • Strong ability to interpret credit policies and procedures and translate them into clear, system-enabled execution guidance for business users
  • Demonstrated experience working with cross-functional stakeholders to resolve issues related to credit workflows, data capture, and system navigation
  • Proven capability to synthesize information from multiple sources (policies, procedures, borrower data, system outputs) into clear, structured responses or templates
  • Strong stakeholder communication skills, with the ability to explain complex credit or system concepts clearly and concisely
  • Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, Tachyon) for routine tasks such as summarizing information, drafting content, and analysing data, while maintaining human oversight
  • Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions
  • Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions
  • Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies.

Nice to have

  • Perform end-to-end regulatory and quality reviews of commercial credit underwriting files in line with internal policies, regulatory standards, and supervisory expectations
  • Validate financial analysis, risk ratings, covenant structures, and overall credit decisioning for accuracy, completeness, and policy compliance
  • Assess adherence to credit policy, underwriting standards, and regulatory guidance, identifying deviations, control gaps, and emerging risk themes
  • Document clear, well-supported risk findings, including root cause analysis, impact assessment, and linkage to applicable policies or regulations
  • Support defect remediation efforts by partnering with business, credit execution, and quality teams to drive timely and sustainable corrective actions
  • Contribute to risk reporting and governance forums by summarizing review outcomes, trends, and systemic issues for management consumption
  • Maintain strong audit-ready documentation and ensure reviews are executed within defined SLAs and quality thresholds.

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