Commercial Banking Portfolio Manager, Wells Fargo

Wells Fargo

Location:
India, Hyderabad

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

Wells Fargo is seeking a Commercial Banking Portfolio Manager to research credit investigations, improve processes, evaluate borrower financial performance, and prepare comprehensive credit reports for lending officers and committees. Key responsibilities include assessing credit worthiness, determining risk ratings, and synthesizing findings into detailed reports.

Job Responsibility:

Research complex credit investigations and diverse credit information for loans
Identify opportunity for process improvements within scope of responsibilities or functional area
Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers
Evaluate financial performance of companies/borrower/guarantor/commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes
Review various financial statements such as balance sheet, income statement, cash flows, and statement of changes in equity
Perform market research using various third party applications and compare performance of borrowing entity against market data
Determine appropriate risk rating based on performance during the review time period and compare it against bank’s credit guidelines
Document and synthesize findings into a credit report
Understand feedback from reviewers and implement it in day-to-day work
Quality check work performed by junior team members and provide feedback

Requirements:

2+ years of Commercial Banking Portfolio Management experience
MBA (Finance/Banking), Cost and Management Accountancy, Chartered Accountancy or post-graduation in Economics
2+ years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
Good knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis
Working experience with Moody’s Risk Analytics would be a plus
Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
Excellent communication skills, with special focus on business writing skills for credit reports
Ability to read, comprehend and synthesize data regarding borrower performance/market related information from multiple sources into one prescribed template
Intermediary to advanced excel skills would be a plus

Nice to have:

Working experience with Moody’s Risk Analytics
Intermediary to advanced excel skills

Additional Information:

Job Posted:
July 03, 2025

Expiration:
July 30, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Commercial Banking Portfolio Manager