Job Description:
About this role: Wells Fargo is seeking a Commercial Banking Portfolio Manager In this role, you will: Research complex credit investigations and diverse credit information for loans Identify opportunity for process improvements within scope of responsibilities or functional area Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers Required Qualifications: 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Required AI Skills and Competencies As part of Wells Fargo’s commitment to innovation and responsible AI adoption, all roles require foundational AI literacy. This includes: Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight. Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions. Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions. Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies. Job Expectations: The Credit Underwriting Analyst supports the evaluation of commercial credit requests by performing detailed financial and credit risk analysis and preparing high‑quality underwriting documentation. The role focuses on assessing borrower creditworthiness through analysis of profit and loss statements, balance sheets, and cash‑flow statements. The analyst is responsible for identifying key deal-specific risk factors and supporting the assignment of credit risk ratings using both quantitative metrics and qualitative assessments.
