Commercial Banking Portfolio Manager

• Research complex credit investigations and diverse credit information for loans
• Identify opportunity for process improvements within scope of responsibilities or functional area
• Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
• Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
• Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers

3+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• MBA (Finance/Banking), Cost and Management Accountancy, Chartered Accountancy or post-graduation in Economics
• At least 3 years of overall commercial credit experience across diversified asset class (includes corporate entities and real estate asset class)
• Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
• Good knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis
• Working experience with Moody’s Risk Analytics
• Experience in assessing credit worthiness of borrower based on various qualitative and quantitative factors
• Excellent communication skills, with special focus on business writing skills for credit reports
• Ability to read, comprehend and synthesize data regarding borrower performance/market related information from multiple sources into one prescribed template
• Intermediary to advanced Excel skills

• Supportive environment for learning and growth
• Focus on diversity, equity, and inclusion
• Accommodation available for applicants with disabilities