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Commercial Banking Portfolio Manager

India, Bengaluru · Job Posted June 30, 2026
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Job Description

Wells Fargo is seeking a Commercial Banking Portfolio Manager.

Job Responsibility

  • Research complex credit investigations and diverse credit information for loans
  • Identify opportunity for process improvements within scope of responsibilities or functional area
  • Review and identify basic operational assignments that require research, evaluation, and selection of alternatives while exercising independent judgement to guide medium risk deliverables
  • Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
  • Collaborate and consult with functional colleagues, internal partners, and stakeholders including internal as well as external customers

Requirements

  • 2+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics
  • Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
  • Working knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis
  • Working experience with Moody's Risk Analytics would be a plus
  • Should be aware of key factors which helps in assessing credit worthiness of borrower
  • Excellent communication skills, with special focus on business writing skills for credit reports
  • Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template
  • Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight
  • Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions
  • Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions
  • Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies

Nice to have

  • MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics
  • Good knowledge on financial statements for various industries with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
  • Working knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis
  • Working experience with Moody's Risk Analytics would be a plus
  • Should be aware of key factors which helps in assessing credit worthiness of borrower
  • Excellent communication skills, with special focus on business writing skills for credit reports
  • Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template

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  • Present recommendations for resolving complex situations and exercise independent judgement while developing expertise in the function, policies, procedures, and compliance requirements
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