Commercial Banking Portfolio Management Manager Job at Wells Fargo (Bengaluru)

Job Description

Wells Fargo is seeking a Commercial Banking Portfolio Management Manager.

Manage and develop a team of individuals with low to moderate work complexity and risk in Commercial Banking Portfolio Management functional area
Ensure credit execution is consistent and aligned with required credit policies and processes
Support and drive adoption of new credit policies and related changes across the team
Identify and recommend opportunities for process improvement and risk control development in the Commercial Banking Portfolio Management functional area
Make decisions and resolve issues regarding resources, objectives, and operations of functional area and team to meet business objectives
Interpret and develop credit policies and procedures
Support in execution of policy changes
Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and more experienced managers
Coach and develop credit team
Manage allocation of people and financial resources for Commercial Banking Portfolio Management
Mentor and guide talent development of direct reports and assist in hiring talent

5+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
2+ years of leadership experience
Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight
Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions
Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions
Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies

Lead, coach, and manage a team performing secondary credit reviews, ensuring consistent quality, accuracy, and policy adherence
Oversee reviews of commercial loan financial analysis, identify policy exceptions, errors, and key risks, and provide credible challenge and escalation
Ensure delivery against SLA, quality, and business performance metrics
Collaborate with onshore partners and internal stakeholders to ensure smooth operations and timely issue resolution
Drive operational excellence, including process improvement, re‑engineering, and audit/regulatory readiness
Support business transitions, team expansion, hiring, training, and talent development aligned to enterprise goals
Conduct periodic business and risk reviews, providing insights on risk trends, control effectiveness, and remediation progress
Act as a subject matter expert (SME) supporting risk, business, and process improvement initiatives
Experience leading quality assurance or credit review teams supporting commercial credit underwriting
Strong knowledge of commercial banking products and credit risk
Experience partnering with senior stakeholders across Wells Fargo and WF I&P
Demonstrated capability in process improvement, risk management, and operational governance
Ability to manage multiple priorities, teams, and stakeholder expectations
Strong data‑driven decision‑making and communication skills
Good working knowledge of MS Office
MBA or Six Sigma certification is an added advantage