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Commercial Banking Portfolio Associate

Wells Fargo

Location:
India , Hyderabad

Category:
IT - Administration

Contract Type:
Not provided

Salary:

Not provided

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Job Responsibility:

Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area
Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables
Underwrite loans with aggregate credit exposure based upon approved credit authority limits
Investigate credit standards and determine credit worthiness of high net worth loans
Receive direction from supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
Collaborate and consult with managers, functional colleagues, and stakeholders including internal as well as external customers

Requirements:

6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics
Good knowledge on financial statements for various industries (preferably Real Estate) with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
Working knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moody’s Risk Analytics would be a plus.
Should be aware of key factors which helps in assessing credit worthiness of borrower.
Excellent communication skills, with special focus on business writing skills for credit reports.
Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight.
Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions.
Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions.
Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies.

Nice to have:

MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics
Good knowledge on financial statements for various industries (preferably Real Estate) with ability to ascertain trends, ratios and call out key risks when compared to benchmarks (historical and industry performance)
Working knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moody’s Risk Analytics would be a plus.
Should be aware of key factors which helps in assessing credit worthiness of borrower.
Excellent communication skills, with special focus on business writing skills for credit reports.
Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.

Additional Information:

Job Posted:
May 20, 2026

Expiration:
May 21, 2026

Employment Type:

Fulltime

Work Type:

On-site work

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