Commercial Banking Portfolio Associate, Wells Fargo

Wells Fargo

Location:
India, Bengaluru

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

Wells Fargo is seeking a Commercial Banking Portfolio Associate to research complex financial and credit information, underwrite loans, and collaborate with stakeholders to ensure compliance and risk management.

Job Responsibility:

Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area
Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables
Underwrite loans with aggregate credit exposure based upon approved credit authority limits
Investigate credit standards and determine credit worthiness of high net worth loans
Receive direction from supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
Collaborate and consult with managers, functional colleagues, and stakeholders including internal as well as external customers

Requirements:

6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Stakeholders/Client management
Able to multi-task to accomplish tasks effectively
Strong analytic skill, Quick Learner & Attention to detail
Ability to work quickly & accurately while maintaining acceptable standards of workmanship
Ability to recognize and escalate to management for any process breaches
Highly motivated with strong organizational
Flexibility to work in different shifts
Ability to succeed in a team environment

Nice to have:

Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower
Should have an experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors
Strong knowledge of preparation and analysis of projected and Proforma based financial statements
Sound knowledge of ratio analysis, cash flow, and trend analysis
Should have experience of Financial spreading across all the Industries
Sound knowledge on Moody's Risk Analytics (MRA) (added advantage)
Strong knowledge on GAAP Accounting / International Financial Reporting Standards
Ability to read & analyze financial statements
Excellent knowledge of MS office application primarily MS Word, MS Excel and Powerpoint
Strong analytical skills
Excellent communication skills
Should be flexible to stretch as per business requirement
Should be flexible in switching roles in between Processors/DSO/QC at any point of time during the day/months as per business requirement
Should be flexible in taking additional responsibilities and ensure smooth execution without compromising on quality and timelines
Act as a coach or mentor to facilitate learning from experience depending on requirement
Facilitates communication to resolve problems and advance strategies
Make a significant contribution toward achieving team goals through knowledge and skills
Lead or champion efforts to increase productivity and goal accomplishment

Additional Information:

Job Posted:
August 11, 2025

Expiration:
August 17, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Commercial Banking Portfolio Associate