Commercial Banking Portfolio Associate, Wells Fargo

Commercial Banking Portfolio Associate

Wells Fargo

Location:
India, Bengaluru

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

Wells Fargo is seeking a Commercial Banking Portfolio Associate to research complex financial and credit information, underwrite loans, and collaborate with internal and external stakeholders.

Job Responsibility:

Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area
Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables
Underwrite loans with aggregate credit exposure based upon approved credit authority limits
Investigate credit standards and determine credit worthiness of high net worth loans
Receive direction from supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
Collaborate and consult with managers, functional colleagues, and stakeholders including internal as well as external customers
Responsible for performing financial analysis, calculating financial covenants, calculating yield, performing revenue analysis and preparing the financing memorandum

Requirements:

6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
MBA Finance /Masters in Finance/Commerce
Experience in assessing credit worthiness of the borrowers based on qualitative and quantitative factors
Ability to read & analyze financial statements
Should be able to handle subjectivity in the financial analysis and substantiate with reasons
Excellent communication skills
Excellent knowledge of MS office application
Ability to work quickly & accurately while maintaining acceptable standards of workmanship
Flexibility to work in different shifts

Additional Information:

Job Posted:
May 20, 2025

Expiration:
May 25, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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