Commercial Banking Portfolio Associate

• Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area
• Review basic issues, policies, or procedures for which answers can be quickly obtained, related to low to medium risk tasks and deliverables
• Underwrite loans with aggregate credit exposure based upon approved credit authority limits
• Investigate credit standards and determine credit worthiness of high net worth loans
• Receive direction from supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements
• Collaborate and consult with managers, functional colleagues, and stakeholders including internal as well as external customers

6+ months of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Bachelors/Masters degree in Commerce, Finance, Accounting or related fields
• MBA Finance preferred
• Experience in credit analysis, risk management or related areas in banking or financial services
• Basic to intermediate level of knowledge on financial statements, financial ratios, lending documents, covenants and cash flow assessment
• Intermediate proficiency in Excel, including working with linked spreadsheets and formulas
• Basic understanding of regulatory framework and credit policy
• Strong communication and documentation skills