Commercial Banker Senior Jobs

City National Bank of WV

Location:
United States

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Commercial Banker Senior is pivotal in driving production by managing and nurturing relationships with small to mid-sized businesses generating less than $25 million in gross sales. This role actively collaborates with the sales team to establish, build, and maintain strong banking relationships, significantly contributing to the overall success and growth of the assigned sales territory. As the primary relationship manager, the banker represents the bank in all client interactions and oversees the credit process, including credit underwriting, portfolio management, risk identification, and adherence to loan covenants. Key responsibilities also encompass ongoing portfolio management, collateral monitoring, and ensuring compliance with the bank's risk and credit grading standards. The position demands strong individual initiative and effective collaboration to achieve and exceed business objectives.

Job Responsibility:

Consistently meets and exceeds individual and/or team sales goals, including deposits, loans, and other applicable metrics
Independently expands existing relationships and solicits new business through client referrals and cold-calling efforts to meet or exceed the Bank’s strategic goals
Independently analyzes creditworthiness and conducts preliminary financial statement analysis against bank risk standards and applicable product requirements to determine potential creditworthiness
Generates proposals and develops sales strategies at an expert level
Develops, expands, and maintains referral sources
Documents the relationship management process
Works with clients to analyze problems and propose solutions
Acts as the client’s advocate in securing suitable credit and cross-selling products and services
Structures and completes secured and unsecured business loans
Evaluates business, management, industry, financial, and structural risks, and documents assessments in credit approval documents
Organizes and leads involved sales initiatives, including generating complex, customized proposals
Works to develop and maintain solid relationships with all partners
Maintains expert-level knowledge of all bank products and services
Participates in special projects as needed
Must be willing to participate in community organizations and activities

Requirements:

8-10 years experience in Commercial Banking Required
Must have strong credit and lending understanding and experience
Must be highly capable of meeting sales goals, independent activity in direct banking sales and credit support as well as maximizing cross-sell opportunities and relationship profitability
Knowledge of commercial banking products and services including credit analysis, underwriting, and treasury management products and services
Demonstrated strong financial acumen and high level of problem solving skills
Effective communicator, results oriented, demonstrates the ability to excel in high-pressure situations
Exhibit strong interpersonal skills with the ability to cultivate long term relationships and influence others internally and externally
Knowledge of Microsoft Office products: Word, Excel and Outlook
Formal credit training, preferred
Bachelor’s degree in Business Administration, or an equivalent combination of education and relevant professional experience, may be considered

What we offer:

Medical
401(k)/Retirement Plans
Tuition Reimbursement
Holidays
Awards & Recognition
Flex Time

Additional Information:

Job Posted:
December 07, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Commercial Banker Senior