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We are looking for a Collections Specialist to join a team in Memphis, focused on recovering outstanding balances across a diverse portfolio. This role supports collection efforts for commercial accounts. The ideal candidate brings strong end-to-end collections knowledge, sound judgment, and the ability to manage account issues with professionalism and accuracy.
Job Responsibility
Manage the full collections cycle from initial account review through resolution, payment recovery, and follow-up activity
Handle outstanding balances across commercial accounts while adjusting communication strategies to fit each account type
Work on large and complex accounts
Review aging reports, billing details, and account histories to identify delinquency trends and prioritize collection efforts
Communicate with customers to resolve payment issues, clarify balances, and document commitments accurately in the designated system
Coordinate with internal teams to address billing discrepancies, credit concerns, and other issues that may delay collections
Maintain organized records of account activity, collection actions, and customer correspondence to support reporting and compliance
Apply established collection procedures consistently while using sound judgment to escalate sensitive or high-risk accounts when needed
Requirements
At least 3 years of experience in collections, with exposure to commercial accounts strongly preferred
Demonstrated understanding of credit and collections practices, including account analysis, follow-up, and dispute resolution
Experience managing billing-related collection activity and resolving issues that affect payment timing
Ability to work independently, stay organized, and manage multiple accounts with varying levels of complexity
Strong written and verbal communication skills with a detail-oriented approach to customer interactions
Proficiency using collection systems and account documentation tools to track activity and maintain accurate records
What we offer
Medical, vision, dental, and life and disability insurance