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We are looking for a collections specialist to support delinquent account resolution for a long-term contract opportunity based in New Jersey. In this role, you will engage with customers to address past-due balances, investigate account information, and help drive timely resolutions while maintaining a high standard of service. The position is well suited for someone who can manage competing priorities, communicate effectively, and work confidently across research, documentation, and customer interaction.
Job Responsibility
Contact customers with overdue accounts to discuss payment status, identify barriers to resolution, and work toward acceptable repayment outcomes
Perform account research using credit files, application records, online resources, and approved investigative tools to locate customers or related collateral information
Review delinquent account details carefully and document findings, next steps, and customer interactions with accuracy and consistency
Address customer concerns by identifying underlying issues, clarifying account information, and guiding callers toward practical solutions
Manage a steady volume of collection activities while balancing follow-up tasks, research assignments, and inbound or outbound communication
Use computer-based systems and standard office software to update records, prepare correspondence, and maintain organized account documentation
Apply sound judgment when prioritizing collection efforts based on account status, urgency, and available information
Requirements
High school diploma or equivalent required
3-5 years of experience in collections, customer service, or a call center setting
Strong verbal and written communication skills with clear and courteous phone etiquette
Proficiency with Microsoft Office applications, including Word, Excel, and Outlook
Comfortable conducting online research and reviewing credit-related documentation
Solid typing ability and general PC proficiency
Strong attention to detail with the ability to organize work and manage multiple assignments at once
Basic math skills and the ability to interpret account information accurately