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Nobody wakes up excited to call customers about unpaid balances. But somebody has to do it. As a Collections Specialist, you'll serve as a key point of contact for customers with outstanding account balances, helping them resolve payment obligations through communication, negotiation, and problem-solving. This role focuses on creating positive customer outcomes while meeting collection goals and maintaining compliance with applicable regulations and company policies. Success in this role requires confidence, resilience, and a customer-focused approach. Rather than relying on aggressive collection tactics, you'll work to understand each customer's situation, identify practical solutions, and negotiate payment arrangements that work for everyone involved. If you're comfortable having difficult conversations, enjoy solving problems, and know how to balance empathy with accountability, you'll thrive in this role. This role is hybrid to our West Jordan office location, with 2-3 days in office per week.
Job Responsibility
Contact customers about outstanding balances via phone and approved communication channels
Negotiate payment arrangements and resolve accounts while keeping the customer experience intact
Listen, diagnose, and remove barriers to payment using practical problem-solving
Stay compliant with FDCPA, CFPB, and internal policies
Document interactions, commitments, and account activity accurately and consistently
Work high-volume accounts using dialers and collections tools
Review account history and choose the right approach for each situation
Communicate clearly, firmly, and professionally
Use internal systems and tools to move accounts toward resolution
Escalate when needed and work with leadership to get outcomes
Take feedback, share insight, and improve the process
Requirements
1+ year in collections or sales
Familiar with FDCPA and CFPB compliance rules
Strong communicator who can negotiate and problem-solve in real time
Comfortable in a dialer-based, performance-driven environment
Solid computer skills and written communication ability
Detail-oriented with accurate documentation habits
Quick learner who adapts to new systems and processes
Team-first mindset with accountability and openness to feedback
What we offer
100% employer-paid medical, dental and vision for employees
Annual review with raise option
22 days Paid Time Off accrued annually, and 4 holidays
After 3 years, PTO increases to 29 days
Employees transition to flexible time off after 5 years with the company—not accrued, not capped, take time off when you want
Paid Parental Leave
Up to 6% company matching 401(k) with no vesting period
Quarterly allowance
Open concept office with friendly coworkers
Creative environment where you can make a difference