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We are looking for a Collections Agent to join a team in San Diego, California in a contract-to-permanent position. This opportunity is well suited for someone who communicates with confidence, approaches sensitive financial conversations with empathy, and stays organized in a fast-paced call center setting. The person in this role will help customers understand their accounts, support repayment solutions, and maintain thorough records of every interaction.
Job Responsibility
Speak with customers by phone to review outstanding balances, clarify account information, and discuss available resolution options
Arrange practical repayment solutions, including settlements, payoff terms, and scheduled payment plans based on account needs
Record complete and accurate notes from each conversation while updating account details in the system
Draft and send collection-related correspondence using approved templates and established communication standards
Handle outgoing mail activities to ensure notices and supporting documents are prepared and distributed on time
Manage a steady volume of inbound and outbound calls while maintaining accuracy, professionalism, and courtesy
Provide service-oriented communication during difficult conversations and represent the organization in a respectful manner
Support additional collection and administrative tasks as needed to meet team and business goals
Requirements
Ability to work effectively in a call center environment with frequent inbound and outbound phone activity
Basic computer proficiency with the ability to enter data accurately and navigate account systems efficiently
Strong verbal and written communication skills with a detail-oriented and empathetic approach
Solid organizational skills and a consistent focus on accuracy, confidentiality, and integrity
Customer service mindset with the ability to handle sensitive financial discussions calmly and respectfully
Comfortable working independently while also contributing to a collaborative team environment
High school diploma or equivalent is preferred
Nice to have
Bilingual English/Spanish skills
Familiarity with debt collection regulations, including the Fair Debt Collection Practices Act
What we offer
Medical, vision, dental, and life and disability insurance