Clm Credit Analyst, Citi

Citi

Location:
Argentina, Buenos Aires

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

CLM Credit Analysts/Underwriters are responsible for a portfolio of CCB Relationships, owning the Credit Risk Analysis for those relationships and being responsible for the continuous monitoring of that portfolio. Responsibilities include production of Annual Reviews, Interim Reviews, Classified Credit Memos, support for Ad-Hoc Transactions, Portfolio & Industry Reviews, and Stress Testing. Analysts are expected to have deep knowledge of credit risk, internal policies, and industry fundamentals, and work with high analytical rigor and ethics.

Job Responsibility:

Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements
perform industry and geographical research and other due diligence as needed
maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization
maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
other duties as required to support business unit and company goals
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets
escalate, manage and report control issues with transparency.

Requirements:

2-5 years relevant experience in credit risk management or equivalent training and experience preferably in the financial services industry
ability to apply credit and risk principles toward business goals
must be highly organized and able to work in a fast-paced environment managing multiple projects
extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
well-developed analytical skills, including understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends
sets the standard for industry research capabilities, including risk and key drivers
consistently demonstrates solid and concise written and verbal communication skills in English and Spanish.

What we offer:

Equal opportunity employer
accessibility support for applicants with disabilities.

Additional Information:

Job Posted:
September 23, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Clm Credit Analyst