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We are seeking a detail-oriented Claims Analyst for a long-term contract on site in Providence, RI. Strong experience in Coordination of Benefits (COB), orthodontic or medical claims processing, and suspended/pended claims resolution. This role requires a thorough understanding of industry guidelines, plan provisions, and claim adjudication processes to ensure accurate and timely claim outcomes.
Job Responsibility:
Coordination of Benefits (COB) Processing: Review and adjudicate claims to determine primary and secondary coverage in accordance with COB rules
Verify subscriber and dependent eligibility across multiple insurance plans
Apply industry-standard guidelines to ensure accurate benefit determination
Calculate correct payment amounts following primary insurer adjudication
Adjust claims based on Explanations of Benefits (EOBs) received from other carriers
Orthodontic Claims Processing: Evaluate orthodontic treatment plans for coverage eligibility and plan compliance
Verify lifetime maximums, age limits, and plan-specific orthodontic provisions
Process initial banding/bonding claims and ongoing periodic payments
Calculate prorated payments over the course of treatment
Monitor continuation of treatment and confirm ongoing patient eligibility
Suspended / Pended Claims Handling: Analyze suspended or pended claims to identify errors, missing documentation, or review flags
Determine root causes such as eligibility discrepancies, coding issues, or COB conflicts
Prioritize suspended claims based on aging, urgency, and service-level agreements (SLAs)
Escalate complex or high-risk issues to senior analysts or supervisors as appropriate
Ensure timely and compliant resolution in accordance with turnaround time standards
Requirements:
Prior experience in dental and/or healthcare claims processing preferred
Strong knowledge of COB rules, orthodontic benefits, and claim adjudication practices
Ability to interpret EOBs, plan documents, and coverage guidelines
Excellent analytical skills with strong attention to detail
Ability to manage multiple priorities and meet deadlines in a fast-paced environment
What we offer:
medical, vision, dental, and life and disability insurance