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The Analyst will hold a critical role within the Structured Credit and Real Estate Underwriting (SCREU) team administering a multi-billion-dollar portfolio of real estate and asset securitization transactions. The analyst will support monitoring and underwriting process in conventional and affordable housing as well as related real estate sectors such as covering REITS/REOC, casino/gaming, and homebuilders.
Job Responsibility
Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes
Review and analyze historical and pro forma financial statements of real estate properties
Examine the financial statements of borrowers and sponsors to assess their financial health
Requirements
3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
real estate or structured credit/securitization experience is a plus
A strong interest in real estate/structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills
Team player with strong work ethic
Strong organizational skills
Ability to work independently to meet tight deadlines
MBA or CFA or CA
Nice to have
Real estate or structured credit/securitization experience