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Owl Payments Europe is seeking an accomplished Chief Compliance Officer and Money Laundering Reporting Officer (PCF-12 & PCF-52) to lead compliance and AML/CTF activities for its regulated payments institution. This is a permanent, full-time position based in Dublin, with office attendance required four days per week. Reporting directly to the Chief Executive Officer and ultimately to the Board, the role is responsible for maintaining robust regulatory compliance, risk management, and oversight of financial crime in a dynamic marketplace environment.
Job Responsibility:
Prepare and present regular (quarterly/annual) compliance reports to the Board and/or senior management
Implement, maintain, and periodically update a compliance governance framework
Develop and maintain a strong compliance framework for all Irish and EU requirements applicable to Payment Institutions
Liaise with the Central Bank of Ireland and other authorities on regulatory submissions
Oversee identification, assessment, and management of compliance, AML, and CFT risks
Partner closely with Technology and Data teams to ensure compliance frameworks are effectively supported
Lead horizon scanning to proactively identify emerging regulatory requirements
Monitor compliance with consumer protection regulations
Oversee the handling of regulatory complaints
Coordinate and support regular internal audits and compliance assurance testing
Ensure all relevant staff adhere to Fitness & Probity requirements
Maintain robust document retention policies
Supervise outsourced service providers who perform regulatory or compliance-related activities
Submit Suspicious Transaction Reports (STRs) to FIU Ireland
Advise senior management and the Board on regulatory changes
Deliver internal training on compliance, KYC/AML, and financial crime risks
Requirements:
Bachelor’s degree in Law, Finance, Business, Compliance, Risk Management, or related field
Proven, senior experience in compliance, AML, or risk management in a regulated Payments Institution or Electronic Money Institution in Ireland or the EU
Strong knowledge of PSD2, Irish Payments regulations, AML/CTF, and Central Bank of Ireland guidance
Leadership skills with ability to engage with Board-level stakeholders
Nice to have:
Professional certification: ICA Diploma in AML/Compliance, CAMS, ACAMS, or equivalent
Previous approval for a PCF function (PCF-12, PCF-52, or similar) with the Central Bank of Ireland or another EU regulator
Postgraduate qualification in compliance, finance, or regulation
Experience working in compliance in an e-commerce or marketplace environment is an advantage
Experience with digital, large-scale, or tech-driven payments businesses
What we offer:
Flexible activity-based working fostered collaboration and productivity
Competitive salary package including performance bonuses
Development programs, managerial courses, and learning series
Health insurance covers medical, dental, and vision for families
Lifestyle Reimbursement Benefit for personal travel, and physical, mental, and financial wellness
Several paid time off programs
Paid public holidays, and year-end office shutdown
Employee assistance program for short-term counseling and free Calm app subscription
State-of-the-art offices: dining, coffee points, and leisure area