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Chief Audit Officer

United States, San Francisco 247900.00 - 344200.00 USD / Year · Job Posted January 25, 2026
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Job Description

As Mercury’s first Chief Audit Officer, you’ll establish and lead the company’s independent assurance program that allows us to scale with confidence. You will serve as a strategic partner to the Board and Audit Committee, providing an objective, enterprise-wide view of our financial, operational, and technical resilience. This role is about finding the right balance between high-velocity innovation and the rigorous expectations of our partner banks and regulators. By moving beyond manual checklists and toward data-driven, continuous monitoring, you will ensure our growth is anchored in integrity. You’ll drive a culture of audit readiness where excellence is the baseline and regulatory exams result in no surprises.

Job Responsibility

  • Define the Audit Vision — establish and lead a risk-based internal audit strategy
  • Provide Independent Assurance — deliver objective evaluations to the Board and Audit Committee(s) on the effectiveness of our risk management, internal controls, and governance
  • Audit the Stack — oversee technical and operational audits that dive deep into our business, automated movement of funds, and cloud infrastructure to ensure data integrity and security
  • Validate the "Magic" — ensure our product workflows and financial controls are operating exactly as intended, identifying potential friction before it impacts the customer
  • Bridge the Regulatory Gap — act as a key point of contact for our partner banks and regulators, providing them with the confidence that Mercury’s internal oversight is rigorous and proactive
  • Automate Oversight — design and implement continuous monitoring systems that replace manual checklists with real-time, data-driven audit insights
  • Drive Meaningful Remediation — partner with Engineering, Product, and Risk leads to ensure audit findings result in structural improvements, not just temporary fixes

Requirements

  • Bring proven leadership in audit — you’ve built or scaled internal audit functions within high-growth banking or financial services, ideally at the intersection of traditional finance and fintech innovation
  • Have technical fluency — you are comfortable in a cloud-native, remote-first environment. You can discuss API integrity and automated controls as easily as you can discuss balance sheets and reconciliations
  • Navigate the regulatory landscape with confidence — you know what regulators expect, you’re comfortable engaging directly with them, and you can help Mercury anticipate and adapt to a changing environment
  • Maintain strong and effective independence — you have the fortitude to deliver difficult news and the diplomacy to ensure those insights lead to positive change
  • Communicate clearly and simply — whether you’re talking to the Board, regulators, engineers, or product teams, you cut through jargon and make risk concepts understandable and actionable
  • Balance protection with possibility — you know how to safeguard the company without slowing it down, and you see the audit function as a way to unlock and safeguard innovation, not stop it
  • Lead with curiosity and vision — you’re ambitious about where audit can go in a modern fintech, and you bring the curiosity to explore new ideas, new markets, and new ways of serving customers safely
  • Inspire and develop others — you build strong teams, mentor future leaders, and foster a culture of accountability, transparency, and trust across the company

What we offer

base salary, equity (stock options/RSUs), and benefits

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